Our five simple, straightforward personal checking account solutions reward you with more benefits and value for your relationship with us. Every account now comes with discounted or complimentary identity theft protection to help guard your personal information and give you ultimate peace of mind. We've also simplified our pricing, including overdraft polices - so there are no surprises or confusion. And every account features easy ways to waive any monthly service charges.


Fifth Third

eAccess Account

Fifth Third

Essential Checking

Fifth Third

Established Checking

Fifth Third

Enhanced Checking

Fifth Third

Preferred Checking

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For people who never write checks and do all of their banking online. Ideal for people who want just the basics. Rewards customers who keep multiple accounts with us. For people who want investment services* and strategies. Part of the Preferred Program, this account offers comprehensive financial solutions with dedicated, personalized service.
  • Fifth Third Debit Card
  • Internet Banking and Online Bill Payment
  • Mobile Banking and text alerts
  • Financial support and strategies from a dedicated Preferred Banker backed by a team of specialists
  • Complimentary non-Fifth Third ATM usage anywhere in the U.S. (limit 10 per month)
  • High-yield interest on your checking balances
    View Rates
  • Complimentary Fifth Third Identity Alert with 24/7 credit monitoring
  • Requires monthly direct deposits totaling $500 or more1
  • No check writing
  • No paper statements

  • You are a current or former U.S. Military member with monthly direct deposits totaling $500 or more1

  • You participate in your employer's Fifth Third banking benefits program with monthly direct deposits totaling $500 or more1


Otherwise, it's $11 per month. (Reduced to $8 per month with monthly direct deposits totaling $500 or more)1

  • You have an existing Fifth Third personal mortgage, auto loan, or line of credit with an outstanding balance4,8

  • You spend at least $500 per month on a Fifth Third credit card5

Otherwise, it's $15 per month.
  • You achieve a monthly total balance of at least $20,000 across your checking, savings and investment accounts6

Otherwise, it's $20 per month.
  • You achieve a monthly total balance of at least $100,000 across your deposit and investment accounts one time per month7

Otherwise, it's $25 per month.

Are you a student?

This account receives the same great benefits as Fifth Third Essential Checking, but with the monthly service charge waived for high school and college students age 16 and up.1

No monthly service fee and no minimum balance requirements.

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Are you a member of the U.S. Military?

Fifth Third Bank is committed to providing special banking benefits to all military families including active duty, retired, reserve/guard, and veterans. It's our way of saying Thank You for your service and sacrifice.

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Want a smart way to budget?

Meet The Next Generation of CashSM - the Access 360° Reloadable Prepaid Card. Use Access 360° anywhere Debit MasterCard is accepted, and you'll enjoy purchasing convenience and an easy way to budget.

View Details





Deposit and credit products provided by Fifth Third Bank, Member FDIC.

 Pricing Information & Disclosures

Print Consumer Fifth Third Pricing and Services at a Glance


†Member FDIC. Offer available to new consumer checking customers only, excluding Private Bank, opening an account by March 31, 2014. $50 minimum deposit required to open all accounts. New account, three online bill payments and direct deposit required within 90 days of account opening to obtain bonus. Bonus will be deposited into your new account within 6 weeks of completing requirements. Monthly fees and certain restrictions may apply. Fifth Third Enhanced Checking is an interest bearing checking account and all balances earn 0.05% Annual Percentage Yield (APY) in all markets. Fifth Third Preferred Checking is an interest bearing account and all balances earn 0.24% APY in IL, IN, KY, MI, OH, WV, 0.38% APY in FL and TN, 0.40% APY in MO, 0.46% APY in NC, 0.50% APY in GA, and 0.60% APY in PA. APY accurate as of 1/2/14. Rates may change after account opening. Fees may reduce earnings. One offer per account per household. Not valid with any other offer. The Curious Bank is a registered trademark of Fifth Third Bancorp. Stand Up To Cancer is a program of the Entertainment Industry Foundation, a 501(c)(3) charitable organization.

*Investments, variable annuities and brokerage accounts are offered through Fifth Third Securities, a wholly owned subsidiary of Fifth Third Bank. Fixed annuities are offered through Fifth Third Insurance Agency Inc., a wholly owned subsidiary of Fifth Third Bank.

Fifth Third Bank provides access to investments and investment services through various subsidiaries, including Fifth Third Securities. Fifth Third Securities is the trade name used by Fifth Third Securities, Inc., member FINRA/SIPC, a registered broker-dealer and registered investment advisor registered with the U.S. Securities and Exchange Commission (SEC). Registration does not imply a certain level of skill or training. Securities and investments offered through Fifth Third Securities, Inc., and insurance products:


Are Not FDIC Insured Offer No Bank Guarantee May Lose Value
Are Not Insured by any Federal Government Agency Are Not A Deposit

Insurance products made available through Fifth Third Insurance Agency, Inc.

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