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Fifth Third Private Banking Services

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Cash Management Account Options

You can choose from two options to meet your everyday cash flow needs: the Fifth Third Platinum Capital Account® (PCA) or the Fifth Third Private Bank Checking Account. Both accounts include a number of benefits that are exclusive to Fifth Third Private Bank clients.

Fifth Third Private Bank clients can choose from two cash management account options - the Platinum Capital Account and Private Bank Checking.
Key Benefits Platinum Capital Account1 Private Bank Checking1
Complimentary Auto BillPayer® Checked Checked
Complimentary Cashier's Checks**** (up to 4 per month) Checked Checked
Complimentary Standard Checks Custom checks 50% discount. Checked Checked
Premium Interest APY11 Available Refer to rate sheet for specific information Checked Checked
Non-Fifth Third ATM Transaction Fees Fees from other ATM network owners will be rebated up to 10 times per month. There is no charge from Fifth Third for using other banks’ ATMs. Checked Checked
Complimentary Safe Deposit Box One box, any size, based on availability. Checked Checked
Overdraft Protection Transfer Fee12 Waived Enrollment required—fees still apply for each occurrence of an overdraft. Checked Checked
Paperless Statements Available only if a brokerage account is attached Checked
Consolidated Statement Displays: Fifth Third deposit,1 savings,1 CDs,1 brokerage,*** investment management,*** trust balances. Can be combined with the Fifth Third Bank savings account
Complimentary Wire Transfer Domestic and International; Incoming and Outgoing. Checked Checked

****Additional fees may apply. Refer to the full rules and regulations, located on 53.com, for complete information.

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Fifth Third Private Bank Lending Services

Fifth Third Private Bank offers a variety of lending4 and credit4 options to meet your financing needs.

Options include:

  • Personal lines of credit secured by your investments4
  • Specialized loans for larger purchases, including marine, aircraft and investor real estate loans with unique criteria17
  • Home equity line of credit with convenient access through equity checks4,*

As a client of Fifth Third Private Bank, you may be eligible for relationship-based loan pricing. For every situation and goal, we offer specialized solutions that can meet your needs.


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Flexible Mortgage Solutions

Fifth Third Private Bank offers several mortgages17 with competitive pricing and flexible structuring options. As a client, you may also be eligible for special interest rates and discounted fees.17

Mortgage options include:

  • Conventional, jumbo, conforming super-jumbo, fixed, adjustable18, or customized-rate mortgages
  • Customized solutions19 and tailored financing, using assets in lieu of a cash down payment, depending on your needs and project20
  • Bridge loans

In addition, our personalized closing process gives you the opportunity to close your mortgage quickly.


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Exclusive Fifth Third Private Bank Mastercard®4

The Fifth Third Private Bank Mastercard® is the premier credit card for clients of the Private Bank. This prestigious card offers a low APR, waived annual fee and no international transaction fees on credit card purchases.4,5

Other Mastercard® benefits include:

  • Travel benefits5
  • Mastercard Concierge assistance with dining, travel, hotel, entertainment, and sporting events6
  • Cell Phone Protection7
  • Trip Cancellation/Interruption Insurance10
  • Unlimited free two-day shipping and free return shipping on purchases at more than 140 online stores5
  • Medical Evacuation and Repatriation Insurance
  • Robust rewards program

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Complimentary Fifth Third Identity Alert®3

Every Fifth Third Private Banking client receives complimentary Identity Alert services. Fifth Third Identity Alert provides comprehensive identity theft protection and insurance for you and your family.

Standard Protection includes:

  • Single bureau daily credit monitoring13
  • Monthly triple bureau credit reports14 and VantageScore credit scores15
  • Social Security monitoring8
  • Up to $25,000 identity theft insurance9
  • Email and text alerts16

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With your financial goals in mind, your dedicated advisor can assist with investment solutions to help preserve your wealth, increase your assets, protect your business, and help leave a lasting legacy.
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