Student Checking Account Options
You have enough to study, so we keep student banking simple.
Whether you're looking for a checking account for your teenager or you're a college student who's ready to manage everyday finances, Fifth Third's checking options are made to be simple and secure. The best part? These accounts let you be in control of your money, while making it easier to focus on what matters most: your education.
Fifth Third Momentum® Checking
Fifth Thirds Bank’s featured, most popular checking account. All the benefits of a checking account with no monthly service charge. That’s right, a free checking account! Plus, get additional time to make a deposit and avoid overdraft fees!
Fifth Third Express Banking®
Get all the advantages of a secure, easy-to-access bank account, with built-in safeguards to help you manage your money better. There is a $5 monthly service fee.
To apply online, you must be 18 or older and opening an individual account. 13 to 17 year-olds must open an account in a branch with a parent or guardian.
Fifth Third Momentum® Checking
Fifth Third Momentum® Checking is our most popular choice for students and young adults. Get free checking account that gets you.
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No monthly service charge and no minimum balance1. Includes a Fifth Third Momentum® contactless card
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Access to a nationwide network of no-fee ATMs2
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Get your paycheck up to two days early with Early Pay3, fee-free
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Enjoy Extra Time® to make a deposit and avoid overdraft fees4
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Unlimited check writing
- The simple way to pay for everything
- Direct access to your checking account
- Faster than checks and safer than carrying cash
Account Requirements
- No minimum deposit to open an account1
- No minimum balance required
- Must be 13+ years-old to open an account
- 13-17 year-olds must open in branch with parent or guardian
Online Banking and Online Bill Pay
- Fast, free and secure
- View all your Fifth Third Bank accounts in one place, any time
- Online and mobile statements available
- Set up and manage payments using Online Bill Pay
Begin with banking 101
Access a nationwide network of fee-free ATMs2
- Withdraw or deposit whenever you want
- Faster and easier than going in the bank
- PIN required, to keep your money safe
Skip the monthly service fee on your Fifth Third Momentum® savings accounts6
By meeting one of these requirements, you can have your fees waived:
- You have a Fifth Third checking account (not including Fifth Third Express® Banking)
- Someone under age 18 is an owner5 of the account
- You are enrolled in Fifth Third Military Banking
- You maintain an average monthly balance of $500 or more
If your account doesn't meet any of these requirements, fees are just $5/month.
Manage your student loans
Your Fifth Third Momentum® Checking account is the perfect way to set you up for future financial success. Once you have your first job after graduation, you’ll know how to pay down loans and get out of debt more quickly.
Financial Education for Teens
Financial Reources for College Students
Student Loans With Less Stress
Fast, easy financing options for undergraduate, graduate and parents loans, plus refinancing.
Additional Resources
Talking to Kids About Money Before College
Parents can learn practical ways to start meaningful conversations with their kids about how to manage money, maintain financial responsibility, and how to create budgets before heading off to college.
The Benefits of Fifth Third's Momentum Checking and Savings
In the market for new bank accounts? Check out the benefits of free checking and savings accounts with Fifth Third Bank.
How to Save for a Child's Education
Start building your child's college fund now to ease future tuition stress and keep your own finances on solid ground.