Personal Lines of Credit & Loans
Loan Options
The predictability of a fixed rate that won't change and set monthly payments over a scheduled period of time.
At a Glance:
With instant decisioning and the ability to get your funds within the next business day, this is a simple and convenient way to get the money you need, online or through your mobile device1. Available exclusively for Fifth Third customers with an eligible checking or savings account2.
Features:
- Loan amounts from $2,000-$25,000
- Terms available: 12 - 60 months
- Annual Percentage Rates range from 6.99% to 19.24%3
- No closing costs, prepayment or annual fee
- Ability to select first payment date up to 45 days out4
Estimate your rate and payment by term using our Signature Loan calculator!
For Signature Loan amounts $25,000-$50,000:
At a Glance:
Secured by funds in your Fifth Third savings, CD or Investment account5, you can borrow money you need now while your assets continue to grow.
Features:
- Loan amounts from $2,000-$500,000
Between 50% to 100% of collateral - Terms available: 12-60 months
- Annual Percentage Rates range from 5.14% to 8.64%6
- No closing costs, prepayment or annual fee
Line of Credit Options
Variable interest rates and monthly payments, giving you the flexibility to use your funds when you need them.
At a Glance:
Built with today's busy consumer in mind, this unsecured line of credit offers a quick application and approval process.
Features:
- Line amounts from $2,000 to $50,000
- 5 year draw period with 10 year repayment
- Minimum principal + interest payment during draw period.
Fixed principal + interest payment during repayment period. - Annual Percentage Rates range from 10.74% to 17.34%7
- $35 annual fee (waived first year)8
- Access to funds at closing, via online transfer, checks, phone or in branch
At a Glance:
For those who can meet the asset requirement, this unsecured line of credit offers lower rates and longer access to funds than our Personal Line of Credit.
Features:
- Line amounts from $5,000 to $100,000
Up to 10% of verified liquid assets - 20 year draw period with balance due at maturity
- Interest-only monthly payments
- Annual Percentage Rates range from 7.75% to 9.25%7
- $65 annual fee (waived first year)8
- Access to funds at closing, via online transfer, checks, phone or in branch
At a Glance:
Secured by funds in your Fifth Third savings, CD or Investment account5, you'll have ongoing access to this line of credit while your assets continue to grow.
Features:
- Line amounts from $5,000 to $500,000
Between 50% to 100% of collateral - 20 year draw period with balance due at maturity
- Interest-only monthly payments
- Annual Percentage Rates range from 5.50% to 8.25%7
- No annual fee
- Access to funds at closing, via online transfer, checks, phone or in branch