Fifth Third Bank

Personal Lines of Credit & Loans

Loan Options

 The predictability of a fixed rate that won't change and set monthly payments over a scheduled period of time.

At a Glance:

Offering predictability and accessibility, this unsecured loan can be a smart borrowing option. Your terms and payment amount are set up front, and with a quick application and approval process, you'll have ready access to your funds for anything you need.

Features:

  • Loan amounts from $2,000-$50,000
  • Terms available: 12 - 60 months
  • Annual Percentage Rates range from 8.99% to 15.99%1
  • No closing costs, prepayment or annual fee
  • Ability to select first payment date up to 45 days out4

 

At a Glance:

Secured by funds in your Fifth Third savings, CD or Investment account5, you can borrow money you need now while your assets continue to grow.

Features:

  • Loan amounts from $2,000-$500,000
    Between 50% to 100% of collateral
  • Terms available: 12-60 months
  • Annual Percentage Rates range from 5.14% to 8.39%2
  • No closing costs, prepayment or annual fee

 

 

Line of Credit Options

Variable interest rates and monthly payments, giving you the flexibility to use your funds when you need them.

At a Glance:

Built with today's busy consumer in mind, this unsecured line of credit offers a quick application and approval process.

Features:

  • Line amounts from $2,000 to $50,000
  • 5 year draw period with 10 year repayment
  • Minimum principal + interest payment during draw period.
    Fixed principal + interest payment during repayment period.
  • Annual Percentage Rates range from 10.24% to 16.59%3

 

  • $35 annual fee (waived first year)6
  • Access to funds at closing, via online transfer, checks, phone or in branch

At a Glance:

For those who can meet the asset requirement, this unsecured line of credit offers lower rates and longer access to funds than our Personal Line of Credit.

Features:

  • Line amounts from $5,000 to $100,000
    Up to 10% of verified liquid assets
  • 20 year draw period with balance due at maturity
  • Interest-only monthly payments
  • Annual Percentage Rates range from 7.25% to 8.50%3

 

  • $65 annual fee (waived first year)6
  • Access to funds at closing, via online transfer, checks, phone or in branch

At a Glance:

Secured by funds in your Fifth Third savings, CD or Investment account5, you'll have ongoing access to this line of credit while your assets continue to grow.

Features:

  • Line amounts from $5,000 to $500,000
    Between 50% to 100% of collateral
  • 20 year draw period with balance due at maturity
  • Interest-only monthly payments
  • Annual Percentage Rates range from 5.00% to 7.50%3

 

  • No annual fee
  • Access to funds at closing, via online transfer, checks, phone or in branch