Personal Loans and Lines of Credit
Loan Options
The predictability of a fixed rate that won't change and set monthly payments over a scheduled period of time.
Personal Loan
At a Glance:
Built with today's busy consumer in mind, this is a simple and convenient way to get the money you need - with no collateral required.
Features:
- Loan amounts from $2,000-$50,000
- Simple, digital application for loan amounts up to $25,0001
- Terms available: 12 - 60 months
- Annual Percentage Rates range from 8.74% to 21.74%2
- No closing costs or prepayment fee
- Ability to select first payment date up to 45 days out3
Estimate your rate and payment by term using our Personal Loan calculator!
Secured Loan
At a Glance:
Secured by funds in your Fifth Third savings, CD or Investment account4, you can borrow money you need now while your assets continue to grow.
Features:
- Loan amounts from $2,000-$500,000
Between 50% to 100% of collateral - Terms available: 12-60 months
- Annual Percentage Rates range from 10.14% to 13.64%5
- No closing costs or prepayment fee
Line of Credit Options
Variable interest rates and monthly payments, giving you the flexibility to use your funds when you need them.
Unsecured Line of Credit
At a Glance:
This line of credit allows you to access funds when you need it with no collateral required.
Features:
- Line amounts from $5,000 to $100,000
Up to 10% of verified liquid assets - 5-year draw period followed by a 10-year repayment period
- Annual Percentage Rates range from 10.25% to 11.75%6
- $65 annual fee (waived first year)
- Funds available via online transfer, checks, phone or in branch
Secured Line of Credit
At a Glance:
Secured by funds in your Fifth Third Investment account4, you'll have ongoing access to this line of credit while your assets continue to grow.
Features:
- Line amounts from $5,000 to $500,000
Between 50% to 100% of collateral - 20-year draw period with balance due at maturity
- Interest-only monthly payments
- Annual Percentage Rates range from 8.00% to 10.75%6
- No annual fee
- Fund available via online transfer, checks, phone or in branch