Home Mortgage Loans
Fifth Third Bank offers a wide range of mortgage lending products to help meet your needs.
Find the Right Mortgage for You
Whether you need to refinance a current loan, are looking to buy your first home, purchase the vacation home of your dreams or acquire an investment property, Fifth Third provides a variety of mortgage solutions to fit your financial goals. Click "Get Started" to get pre-qualified or start your loan application today!
- A payment that will never change with terms between 10-30 years
- Credit score as low as 620 and as low as 3% down
- Want more flexibility when buying a home? Get a set rate mortgage for a defined period of time and could adjust later1
- Multiple ARMs available including 5,7,10 and 15 year options
- Terms between 10-30 years with the option to put less cash down on your home
- Credit score as low as 600 and as low as 3.5% down payment
- Ideal for first-time homebuyers
- Specifically designed to help those with limited funds achieve the goal of homeownership
- Flexible sources for down payment
- Reduced mortgage insurance premiums
- Our newest affordable mortgage option designed to open the door to homeownership for more individuals2
- Ask about our down payment assistance program; up to $3,600 toward your down payment or closing costs depending on the loan type you choose3
- Great option for those with limited money available for a down payment and closing fees
- Program designed specifically for borrowers with a higher-than-average debt-to-income ratio with special incentives to get you qualified
- New home? No problem. This program is specifically designed to help finance your custom new build
- Convenient one-time closing to include the cost of construction and lot acquisition
- Designed with residents, fellows and new or established physicians, dentists, veterinarians and optometrists in mind
- Finance up to $1,000,000 with no down payment required4
- To our valued service men and service women: Learn more about our beneficial home-buying options
- Commissioned officers of the Public Health Service or the National Oceanic and Atmospheric Administration may also be eligible
- Hassle-free payment-savings loan, exclusively for customers with a current VA loan
- Features limited documentation and a streamlined process
Ready to find the right fit for you?
Need a mortgage calculator? We can help.
Calculate your monthly mortgage payment for a given purchase price, down payment, interest rate, and loan term
Determine your maximum home price and mortgage loan amount.
Find out if refinancing is a good option for you.
How to Become an Attractive Loan Candidate
Consider these factors in your financial life so you can strengthen your case as an attractive loan candidate.
Get to know the terms you may hear during the home-buying process
Learn about terms used in mortgage loans with our mortgage glossary & get answers to mortgage frequently asked questions in our FAQ section!
First time home buyer guide
Thinking about Buying your first home? Fifth Third Bank offers you tips that take you through the entire process. Download our first time home buyer guide here!