Home Mortgage Loans

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Don't let interest rates hold you back.

See how our Rate Drop Protector program can give you peace of mind on your next purchase.

Learn How →

On the hunt for a new home or looking to refinance?

Check out our current rates.*

(as of )

Refinance Your Home

Interest Rate APR Points

Purchase a Home

Interest Rate APR Points Down Payment

Cash Out Refinance a Home

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Browse Our Mortgage Options

Whether you need to refinance your current loan, are looking to buy your first home or want to acquire an investment property, Fifth Third provides a variety of mortgage solutions to fit your financial goals.

Traditional Loans

Affordable Lending

Specialized Loans

Additional home refinance options are available. To learn more click here.

Fifth Third's Rate Drop Protector Logo

Fifth Third's Rate Drop Protector Program

You don’t have to wait on your next purchase or refinance! Fifth Third’s Rate Drop Protection Program can help make a future refinance even more affordable. We’ll waive our lender closing costs on your next refinance if rates drop—that’s a savings of $1,295!

Don’t delay! Get started now or contact us at 866-351-5353 to learn how buying today with Fifth Third’s Rate Drop Protector Program helps you to ensure your future refinance.


  • Exclusive offer available in all states for purchase and refinance applications
  • Available on conventional and FHA/VA products**
  • Subsequent refinance application must be made between 6-24 months from the original loan closing date
  • Cannot be combined with any other Fifth Third fee waiver programs

Need a mortgage calculator? We can help.

Calculate your monthly mortgage payment for a given purchase price, down payment, interest rate, and loan term

Determine your maximum home price and mortgage loan amount.

Find out if refinancing is a good option for you.

Additional Resources

How to Become an Attractive Loan Candidate

Consider these factors in your financial life so you can strengthen your case as an attractive loan candidate.

Get to know the terms you may hear during the home-buying process

Learn about terms used in mortgage loans with our mortgage glossary & get answers to mortgage frequently asked questions in our FAQ section!

First time home buyer guide

Thinking about Buying your first home? Fifth Third Bank offers you tips that take you through the entire process. Download our first time home buyer guide here!