Health Accounts: HSAs, FSAs, and HRAs
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Welcome to Fifth Third Bank Consumer Directed Healthcare
Fifth Third offers a range of accounts to anticipate and save for health care costs. Log in to your account or learn more about our HSAs, FSAs, and HRAs. Whether you’re an employer or individual, we’re here to help answer your questions about health savings accounts.
Existing User Login
Click here if you have:
- Already enrolled
- Received instructions with a temporary username and password
Create New HSA Account
Click here if you need to create an HSA Account. If your employer has created an HSA account for you, please click on Existing User Login.
Health Savings Accounts
If you have a high-deductible health plan (HDHP), you may want to consider opening a Health Savings Account (HSA). An HSA is a pre-tax savings account that can be used to pay for a variety of medical costs, including qualified deductibles and copayments. Health Savings Accounts offer a triple tax advantage in addition to helping you pay for current medical expenses and save for the future with no “use it or lose it” stipulation.
Flexible Spending Accounts
Flexible Spending Accounts allow you to set aside a fixed amount of pre-tax income for qualified expenses including medical, limited purpose, qualified parking, mass transit and dependent care. While an HSA is typically available for individuals with a high deductible health plan (HDHP), an FSA is available only as a part of a benefits package from your employer and contribution limits are lower.
Health Reimbursement Arrangements
A Health Reimbursement Arrangement is an employer-funded account that allows payments for qualified medical expenses and/or individual healthcare premiums. Unlike an HSA and FSA, an employee cannot make contributions to an HRA, and there are no contribution limits.
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