Free Checking Account Fifth Third Momentum® Checking
Get a free, no minimum balance checking account that gets you. Fifth Third Momentum® Checking lets you live your life, while getting more from it, every day.

A no minimum balance checking account.
With a Fifth Third Momentum® free checking account, we mean no in the best possible way—with no minimum balance requirement, no minimum deposit, and no monthly maintenance fees. That means you can say "Yes" to even more in life.1

Earlier payday. Happier you.
When you have direct deposit added to your Fifth Third Momentum® Checking Account, you could get your paycheck up to two days early—without a fee.2 That's right, free direct deposit! So, feel good knowing payday, and all its possibilities, is on its way sooner.

Get money—and time—when you need it.

You've got 50,000 fee-free ATM friends.5
With us, you don't have to pay money to get your money. Our nationwide network of fee-free partner ATMs means free and easy access to your cash is always just around the corner.
Benefits of ATMs:
- Withdraw or deposit whenever you want
- Faster and easier than going in the bank
- PIN required, to keep your money safe

Tap to pay and go on your way.
For fast touch-free purchases and peace of mind, our contactless debit card is right at hand with Zero Liability® to protect you from unauthorized purchases.6

Exclusive prices on Identity Theft Protection.
Keep tabs on your personal financial information without worry. Fifth Third Identity Alert® protects you from fraudsters—monitoring your credit score and social security activity. If you have a free checking account with Fifth Third, you’re eligible!
How to open a free checking account
Open up a Fifth Third Momentum® Checking account in minutes. Here’s what you’ll need to apply:
- We will need your full name, address, phone, date of birth, a primary form of identification, and social security number.
- To apply online: You must be 18 years or older, have a social security number, and have a valid form of identification.
- To apply in-person: You must have a valid form of identification. A non-resident alien (NRA) can open an account at a Fifth Third branch.
Fifth Third Momentum® Checking Account FAQ.
Thinking about opening a free checking account? Here are answers to frequently asked questions.