Preferred Checking

When you sign up for Fifth Third Preferred Checking®, you get access to investment benefits, better rates, and exclusive pricing on other Fifth Third offerings.

No Monthly Service Charge If:

  • Your deposit and investment accounts reach a combined total balance of $100,000 at any time during the month.1

Otherwise, it's $25 per month.


Key Benefits:

  • High-yield interest checking2 View interest rates
  • No ATM fees in the U.S. (Limit 10 per month)
  • World Debit™ Mastercard®3
  • Secondary Checking Account
  • Relationship Interest Rate On Relationship Savings9
  • Better CD And Loan Rates
  • Complimentary Fifth Third Identity Alert®10
  • 24/7 dedicated customer service line

Preferred Checking Account Requirements

  • No minimum deposit to open
  • Checking accounts must be funded within 45 days of opening

A combined balance of $100,000 in deposit+ or investment accounts++ is required. One of the Fifth Third Preferred Checking account owners must be listed as an owner on the other accounts to count towards the combined balance.

Interested in enrolling in a Preferred Checking account? Find a Branch​ today or browse other Fifth Third Bank Checking Account options.

Exclusive Pricing for Fifth Third Identity Theft Protection4

With Fifth Third Preferred Checking®, you can receive complimentary Fifth Third Identity Alert® 10 and a discount on Fifth Third Identity Alert Premium®

Learn More

Investment Benefits*

  • Discounted self-directed online trades5
  • No “transfer-in fees”5
  • No annual custody and record keeping fee on brokerage accounts8

Other Account Features

  • Complimentary checks, notary services, money orders and cashiers checks
  • Complimentary 3 x 5 safe deposit box or discount on larger size11
  • Relationship benefits including better rates on savings accounts, CDs6, and Fifth Third loans7.
  • Conveniently manage your account online
Momentum App screenshot on phone

A NEW way to help pay down your student loans!

Fifth Third Momentum® app automatically rounds up your debit card purchases and applies that amount to your student loan balance. Use the app to make small payments now which can help make a BIG impact. Connect the app to your free checking account and get a jumpstart on paying off your student loans.

  • Easily sign up and make payments
  • Help reduce stress related to student loan debt
  • Save on interest
  • Pay down student loans faster!

Download the Fifth Third Bank App now:

Google PlayApple Store

Additional Resources