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This material is intended to provide general education and is not written or intended as tax, accounting or legal advice and may not be relied upon for purposes of avoiding any Federal tax penalties. Fifth Third Private Bank does not provide tax, accounting or legal advice. Please contact your tax advisor, accountant or attorney for advice pertinent to your personal situation.

Fifth Third Private Bank is a division of Fifth Third Bank, National Association, which is an indirect subsidiary of Fifth Third Bancorp. Banking, investment and insurance products and services are offered through or made available by one or more of Fifth Third Bancorp's indirect subsidiaries. Investments, investment services and insurance:

Are Not FDIC Insured, Offer No Bank Guarantee, May Lose Value, Are Not Insured By Any Federal Government Agency, Are Not A Deposit.

Insurance products made available through Fifth Third Insurance Agency, Inc.

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