Business Savings Accounts and Solutions

Make Your Money Work Harder—And Smarter

Our affordable business savings account rates let you get the most from your hard-earned cash with our solutions that offer flexibility, security and convenience. All of our business savings account solutions provide competitive interest rates1, the security of FDIC insurance2, and online and mobile account access.

Relationship Savings**

A Business Relationship Savings Account rewards your loyalty with tiered interest rates that allow you to earn more as your balance grows. With this business savings account, you can receive benefits like higher yields with higher balances, along with a relationship interest rate and check-writing access.

A Business Relationship Savings Account rewards your loyalty with tiered interest rates that allow you to earn more as your balance grows. With this business savings account, you can receive benefits like higher yields with higher balances, along with a relationship interest rate and check-writing access.

Features:

  • Tiered interest rates to help you earn more as your balance grows1
  • Receive a relationship interest rate when you also have a Business Premium or Business Elite Checking account3
  • Up to 100 deposits per month without an additional fee4
  • Three checks or withdrawals per month4
  • Check-writing privileges

No monthly service charge.

Money Market**

Our Business Money Market Account lets your money earn a higher interest for higher balances—and still gives you immediate access to cash when you need it. Earn a better rate while retaining the flexibility of a standard savings account.

Our Business Money Market Account lets your money earn a higher interest for higher balances—and still gives you immediate access to cash when you need it. Earn a better rate while retaining the flexibility of a standard savings account.

Features:

  • Earn more as your balance grows with tiered interest rates1
  • Up to 100 deposits per month5
  • Three checks or withdrawals per month5

 

No standard monthly service charge with the following:

  • An average monthly collected balance of $10,000 or more

 

Otherwise, it’s $10 per month.

Business Savings**

Our Business Savings Accounts are best suited for business customers with short-term savings and investment needs. These business savings accounts can also be used as collateral for a business loan.

Our Business Savings Accounts are best suited for business customers with short-term savings and investment needs. These business savings accounts can also be used as collateral for a business loan.

Features:

  • Up to 100 deposited items per month without an additional fee4
  • Three withdrawals per month4
  • Tiered interest rates to help earn more as your balance grows1

No standard monthly service charge with the following:

  • An average monthly collected balance of $10,000 or more

 

Otherwise, it’s $5 per month.

Certificates of Deposit (CD)

Our Business CDs are excellent tools for managing your money because there are no uncertainties. You’ll know that you’re getting a higher interest rate than many other savings products, and exactly when it will mature. These accounts are low-risk savings opportunities for funds that can be held for a specified length of time.6

Our Business CDs are excellent tools for managing your money because there are no uncertainties. You’ll know that you’re getting a higher interest rate than many other savings products, and exactly when it will mature. These accounts are low-risk savings opportunities for funds that can be held for a specified length of time.6

Features:

  • CDs typically pay higher interest rates than many other savings products6
  • Flexible terms starting at seven days
  • Security of FDIC insurance2

Additional Resources

21 Ways To Boost Your Business Bank Account

Alternative strategies for improving cash flow quickly and getting more money into your bank account

Considering Crowdfunding for Business? Saving or Investing May Be Better

It's no surprise then that many entrepreneurs consider crowdfunding for business. However, this might not be your best option.

3 Steps to Better Cash Flow and Healthier Finances

One of the biggest challenges for very small businesses is cash flow. There is really only one way to address cash-flow crunches, and it’s planning so you can prevent them in advance.