Environmental Services
Work with industry-focused bankers who bring deep expertise in waste, recycling and environmental infrastructure to help you navigate capital needs and a complex operating environment.
We're here to help
Joe Ursuy
- EVP, Group Head Environmental Services & Renewable Energy
Committed to Environmental Services
Fifth Third’s Environmental Services team provides financial solutions tailored to the complex needs of waste, recycling and environmental infrastructure businesses. From capital and equipment financing to treasury management, risk mitigation and working capital management, we help companies navigate market volatility, regulatory demands and capital-intensive operations to support long-term growth.
Environmental services industry expertise
Environmental services businesses play a critical role in supporting communities and businesses while maintaining essential infrastructure. Fifth Third understands the challenges facing these companies—navigating commodity volatility, regulatory requirements, rising operating costs, aging equipment and ongoing capital investment needs.
Who we serve
No two environmental services businesses operate the same way. Market dynamics, regulations, asset requirements, geography and contract structures can vary significantly across regions and service models. Fifth Third works with companies across the value chain, including:
- Solid waste collection and hauling
- Recycling and circular economy operations
- Materials recovery facilities (MRFs)
- Landfills and transfer stations
- Waste-to-energy projects
- Industrial and environmental services companies
- Hazardous and non-hazardous collection, treatment and disposal companies
- Treatment, storage and disposal facilities (TSDFs)
- Municipal water and wastewater treatment services
- Environmental remediation and sustainability-focused services
Recycling and circular economy support
Recycling and materials recovery operations require careful planning around inbound volume, commodity mix, processing capacity, equipment investment and contract structure. Fifth Third understands the financial and operational considerations that come with building, expanding or modernizing MRFs and other recycling facilities—from equipment financing and working capital needs to cash flow management and commodity price exposure.
Environmental infrastructure and utilities
Environmental infrastructure companies often serve highly specialized, capital-intensive markets with long-term operational requirements. Whether supporting waste diversion, water and wastewater treatment, energy recovery or sustainability-driven infrastructure, Fifth Third provides financial solutions designed for the needs of essential service providers.
Financial and advisory solutions
Fifth Third offers a range of financial solutions designed to meet the needs of environmental services companies. From capital investment and acquisition financing to treasury management, risk mitigation and liquidity management, our team helps support your financial and operational goals.
Financing solutions
- Asset-based and cash-flow lending
- Working capital lines of credit
- Equipment and fleet financing
- Capital expenditure (CapEx) financing for facilities, infrastructure and technology
- Acquisition and consolidation financing
- Commercial real estate and facility financing
- Financing for fleet conversions, CNG/RNG infrastructure and waste-to-energy projects
Advisory services++
- Capital structure guidance
- Acquisition and growth strategy support
- Debt capital markets access
- M&A advisory and strategic transaction support
- Strategic planning for capital-intensive investments
- Guidance for ownership transitions, recapitalizations and expansion planning
Treasury management and payments
- Cash flow and liquidity management
- Payables and receivables management
- Fraud mitigation tools and controls
- Commercial card and payment solutions
- Information reporting and account management
- Working capital strategies that support reinvestment and growth
Financial risk management
- Commodity price risk management and hedging strategies
- Interest rate risk management
++ Services and activities offered through Fifth Third Securities, Inc.
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Additional Resources
Currency and Commodity Hedging for Middle Markets
Extreme market volatility underscores the importance of middle market commodity hedging as a critical risk-management tool.
Hedging Strategies to Manage Price Volatility with Metals, Materials, and Construction
A smart approach to reduce risk and enhance financial forecasting.
The Benefits of Asset-Based (ABL) Lending
Asset based loans can be a solution for companies who are either growing or experiencing troubling times.
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