Fifth Third Bank

It's a great time for a Fifth Third Equity Flexline®

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Home Equity Options

Leverage the equity in your home for your financing needs.

  • Low variable rates
  • Revolving line of credit
  • Funds available via check, Fifth Third Equity Flexline Mastercard®, online, in person, or at an ATM
  • Earn Real Life Rewards® Points when using the card for purchases2
  • Interest may be tax deductible3
  • Interest only payments for the first 10 years1,4
  • Ability to lock in your balance at a fixed rate with a fixed term for a $95 fee1
  • No closing costs
  • Fixed rate and term
  • Fixed monthly payments
  • Funds disbursed all at once
  • No closing costs
  • Low closing costs
  • Fixed rate and term
  • Interest may be tax deductible3
  • Quick and easy mortgage refinance option
  • To learn more about additional home refinance options please click here

Borrowing Basics

  • How Much?
    Borrow what you can comfortably afford, not the amount you qualify for.
  • Debt to Income Ratio
    Your monthly payments divided by your total income is your DTI. The lower your DTI, the more likely it is your loan will be approved.
  • Credit Score & Interest Rate
    The higher your credit score, the lower your interest rate could be.
  • Fixed vs. Variable Rate
    Fixed rate loan payments remain the same throughout the life of the loan. Variable rate loans are tied to a market index, so rates and payment amounts could vary over time.