Fifth Third Bank

It's a great time for a Fifth Third Equity Flexline®

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Home Equity Options

Leverage the equity in your home for your financing needs.

Fifth Third Equity Flexline®

Act now to get an introductory Annual Percentage Rate (APR) of 3.49% for 12 months on line amounts of at least $25,000 or 6 months for lines less than $25,000. Variable APRs ranging from 5.40% - 12.45% thereafter.1

Fifth Third Equity Flexline®

Act now to get an introductory Annual Percentage Rate (APR) of 3.49% for 12 months on line amounts of at least $25,000 or 6 months for lines less than $25,000. Variable APRs ranging from 5.40% - 12.45% thereafter.1

 
  • Low variable rates
  • Revolving line of credit
  • No closing costs
  • Interest only payments for the first 10 years1,4
  • Funds available via check, Fifth Third Equity Flexline Mastercard®, online, in person, or at an ATM
  • Earn Real Life Rewards® points, 1 point for every $3, when using the card for purchases2
  • Get 5,300 Bonus Rewards Points when you activate your card and use it the first time for a purchase5
  • Interest may be tax deductible3
  • Ability to lock in your balance at a fixed rate with a fixed term for a $95 fee1

Lock In a Great Rate While Staying Flexible

Avoid potential rising interest rates. With the Fifth Third Equity Flexline® Fixed Rate Lock Option, you can enjoy the security of a fixed rate with the flexibilty of a variable rate line of credit.

How It Works

  • Lock in a fixed rate on all or part of you Equity Flexline balance.
  • Choose your payment amount and the number of monthly payments.*
  • Pay a $95 fee to lock, and unlock at any time without paying a fee. Plus, you can have up to three locks at the same time.
  • As you pay down the Fixed Rate Lock, the funds become available again on your line of credit.
  • Your remaining balance and available credit stay at the same variable interest rate.

Fixed Rate Locks can be applied against your line of credit for expenses such as home repairs or remodels.

EXAMPLE:

$75,000

Total approved line amount

minus

$25,000

Fixed Rate Lock #1, paid off over 10 years

minus

$10,000

Fixed Rate Lock #2, paid off over 5 years

equals

$40,000

Remaining line of credit available for future use at a variable rate

Talk with us today to learn more.

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  • Fixed rate and term
  • Fixed monthly payments
  • Funds disbursed all at once
  • No closing costs
  • Low closing costs
  • Fixed rate and term
  • Interest may be tax deductible3
  • Quick and easy mortgage refinance option
  • To learn more about additional home refinance options please click here

Borrowing Basics

  • How Much?
    Borrow what you can comfortably afford, not the amount you qualify for.
  • Debt to Income Ratio
    Your monthly payments divided by your total income is your DTI. The lower your DTI, the more likely it is your loan will be approved.
  • Credit Score & Interest Rate
    The higher your credit score, the lower your interest rate could be.
  • Fixed vs. Variable Rate
    Fixed rate loan payments remain the same throughout the life of the loan. Variable rate loans are tied to a market index, so rates and payment amounts could vary over time.