Compare Checking Accounts

Whether you’re looking for a no-fee checking account or one that earns you interest, discover the benefits of all our options. When you need to bank-on-the-go, all types of checking accounts can be accessed conveniently through the Fifth Third Mobile Banking app. Easily compare checking accounts below.

Traditional Accounts:

Fifth Third Free Checking plus Extra Time®

All the benefits of a checking account with no monthly service charge. Plus, get additional time to make a deposit and avoid overdraft fees!

Fifth Third Free Checking plus Extra Time®

All the benefits of a checking account with no monthly service charge. Plus, get additional time to make a deposit and avoid overdraft fees!

No monthly service charge. Period.

  • No minimum balance required
  • No minimum deposit to open your account1
  • NEWFifth Third Extra Time® gives you more time to make a deposit and avoid overdraft fees (anytime before midnight ET the next business day)15
  • No Overdraft Protection Transfer Fee16

Key Benefits:

  • Unlimited Check Writing
  • Relationship Interest Rate on Relationship Savings13
  • This account is currently only available in Florida, Georgia, North Carolina and Tennessee.

Fifth Third Free Checking

All the benefits of a checking account with no monthly service charge.

Fifth Third Free Checking

All the benefits of a checking account with no monthly service charge.

No monthly service charge. Period.

  • No minimum deposit to open your account1
  • No minimum balance required

Key Benefits:

  • Unlimited Check Writing
  • Relationship Interest Rate on Relationship Savings11
  • Fifth Third Debit Card
  • This account is currently only available in Illinois, and select markets in Kentucky and Indiana.

Fifth Third Essential Checking®

Get all the essentials of a checking account and multiple ways to avoid a monthly service charge.

Fifth Third Essential Checking®

Get all the essentials of a checking account and multiple ways to avoid a monthly service charge.

Service Charges Waived if:

  • A combined monthly average balance of $1,500 is maintained across your deposit and investment accounts3, or
  • Spend at least $500 per month on a Fifth Third credit card4, or
  • Any existing Fifth Third personal mortgage, auto loan or line of credit with an outstanding balance5, or
  • You are a current or former U.S. military member with monthly direct deposits totaling $500 or more2, or
  • You participate in your employer’s Fifth Third banking benefits program with monthly direct deposits totaling $500 or more2, or
  • You are a student with a valid Student ID8, or
  • You have a Business Premium or Business Elite Checking account and have completed a relationship consent form.
  • Otherwise, service charge is $11 per month (reduced to $8 per month with monthly direct deposits totaling $500 or more).2

Key Benefits:

  • Unlimited Check Writing
  • Secondary Checking Account
  • Relationship Interest Rate on Relationship Savings11
  • Online Bill Pay

Fifth Third Enhanced Checking®

Earn interest on your checking account and get enhanced discounts and benefits.

Fifth Third Enhanced Checking®

Earn interest on your checking account and get enhanced discounts and benefits.

Service Charges Waived if:

  • A combined total balance of at least $20,000 across your deposit and investment accounts one time per month6*, or
  • Monthly direct deposits totaling $5,000 or more2
  • Otherwise, it's $20 per month.  

Key Benefits:

  • Unlimited Check Writing
  • Secondary Checking Account
  • Relationship Interest Rate on Relationship Savings11
  • Better CD Rates
  • Better Loan Rates
  • Online Bill Pay

Specialized Accounts

Fifth Third Preferred Checking®

Join this exclusive program to earn higher interest on your checking account and get preferred discounts, benefits and services.

Fifth Third Preferred Checking®

Join this exclusive program to earn higher interest on your checking account and get preferred discounts, benefits and services.

Service Charges Waived if:

  • Achieve a combined total balance of at least $100,000 across your deposit and investment accounts one time per month7
  • Otherwise, it's $25 per month.

Key Benefits:

  • Unlimited Check Writing
  • Secondary Checking Account
  • Relationship Interest Rate on Relationship Savings11
  • Better CD Rates
  • Better Loan Rates
  • Complimentary Fifth Third Identity Alert®
  • Online Bill Pay

Fifth Third Student Banking

This personal checking account receives the same great benefits as Fifth Third Essential Checking®, monthly service charge waived for students age 13 and up.8

Note: Student must be 18 years old or older to open a Student Banking account online.

Fifth Third Student Banking

This personal checking account receives the same great benefits as Fifth Third Essential Checking®, monthly service charge waived for students age 13 and up.8

Note: Student must be 18 years old or older to open a Student Banking account online.

Service Charges Waived if:

  • You are at least 13 years old and are currently a student8

Key Benefits:

  • No minimum balance
  • No monthly fee
  • 5 free non-Fifth Third ATM transactions per month10
  • Online Bill Pay

Fifth Third Military Checking

For military families, including active duty, retired, reserve/guard and veterans. Also includes commissioned officers of the Public Health Service and the National Oceanic and Atmospheric Administration.

Fifth Third Military Checking

For military families, including active duty, retired, reserve/guard and veterans. Also includes commissioned officers of the Public Health Service and the National Oceanic and Atmospheric Administration.

Service Charges Waived if:

  • $500 in monthly direct deposits2, or
  • A combined monthly average balance of $1,500 across your deposit and investment accounts3, or
  • Spend of at least $500 per month on a Fifth Third credit card4, or
  • Any existing Fifth Third personal mortgage, auto loan or line of credit with an outstanding balance5, or
  • If another option works better for you, you can choose any other Fifth Third Checking Account and get a $5 discount on the monthly service charge.9

Key Benefits:

  • Special VA Home Loan rates
  • 10 free non-Fifth Third ATM transactions per month
  • Online Bill Pay

Fifth Third Express Banking®

A new simple way to manage your funds. Fifth Third Express Banking® gives you immediate access to your money and the convenience and security of a banking relationship.

Fifth Third Express Banking®

A new simple way to manage your funds. Fifth Third Express Banking® gives you immediate access to your money and the convenience and security of a banking relationship.

No Service Charges:

  • Discounted fees of up to 50% on select services based on account usage
  • No check writing or check deposits at ATMs

Key Benefits:

  • Check Cashing and Direct Deposit
  • Fifth Third Debit Card

Fifth Third ABLE Checking

Allows individuals with disabilities and their families to save for future qualified expenses without losing access to federal benefits.12 Available through participating state plans.

Fifth Third ABLE Checking

Allows individuals with disabilities and their families to save for future qualified expenses without losing access to federal benefits.12 Available through participating state plans.

Service Charges Waived if:

  • You Have an average monthly balance of $250 or more during your statement cycle, or 
  • You sign up for paperless statements
  • Otherwise, it’s $2.00 per month.

Key Benefits:

  • Debit card
  • Unlimited check writing
  • No overdraft or nonsufficient funds fees
  • Tax advantages13: Pay no taxes on interest earned or on withdrawals used for qualified expenses14
Momentum App screenshot on phone

A NEW way to help pay down your student loans!

Fifth Third Momentum® app automatically rounds up your debit card purchases and applies that amount to your student loan balance. Use the app to make small payments now which can help make a BIG impact. Connect the app to your free checking account and get a jumpstart on paying off your student loans.

  • Easily sign up and make payments
  • Help reduce stress related to student loan debt
  • Save on interest
  • Pay down student loans faster!

Download the Fifth Third Bank App now:

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