Compare Checking Accounts

Whether you’re looking for a no-fee checking account or one that earns you interest, discover the benefits of all our options. When you need to bank-on-the-go, all types of checking accounts can be accessed conveniently through the Fifth Third Mobile Banking app. Easily compare checking accounts below.

Traditional Account:

Fifth Third Momentum® Checking plus Extra Time®

All the benefits of a checking account with no monthly service charge. Plus, get additional time to make a deposit and avoid overdraft fees!

Fifth Third Momentum® Checking plus Extra Time®

All the benefits of a checking account with no monthly service charge. Plus, get additional time to make a deposit and avoid overdraft fees!

No monthly service charge. Period.

  • No minimum balance required
  • No minimum deposit to open your account1
  • Fifth Third Extra Time® gives you more time to make a deposit and avoid overdraft fees (anytime before midnight ET the next business day)7
  • No Overdraft Protection Transfer Fee8

Key Benefits:

  • Unlimited Check Writing
  • This account is currently only available in select markets.

Fifth Third Momentum® Checking

All the benefits of a checking account with no monthly service charge.

Fifth Third Momentum® Checking

All the benefits of a checking account with no monthly service charge.

No monthly service charge. Period.

  • No minimum deposit to open your account1
  • No minimum balance required

Key Benefits:

  • Unlimited Check Writing
  • Fifth Third Debit Card
  • This account is currently only available in select markets.

Specialized Accounts:

Fifth Third Preferred Checking®

Join this exclusive program to earn higher interest on your checking account and get preferred discounts, benefits and services.

Fifth Third Preferred Checking®

Join this exclusive program to earn higher interest on your checking account and get preferred discounts, benefits and services.

Service Charges Waived if:

  • Achieve a combined total balance of at least $100,000 across your deposit and investment accounts one time per month.2
  • Otherwise, it's $25 per month.

Key Benefits:

  • Unlimited Check Writing
  • Secondary Checking Account
  • Better Loan Rates
  • Complimentary Fifth Third Identity Alert®
  • Online Bill Pay

Fifth Third Student Banking

A personal checking account for students age 13 and up.

Fifth Third Student Banking

A personal checking account for students age 13 and up.

No monthly service charge:

  • No minimum deposit to open your account.1
  • No minumum balance required.

Key Benefits:

  • Fifth Third Debit Card
  • Unlimited Check Writing
  • Online Bill Pay

Fifth Third Military Checking

For military families, including active duty, retired, reserve/guard and veterans. Also includes commissioned officers of the Public Health Service and the National Oceanic and Atmospheric Administration.

Fifth Third Military Checking

For military families, including active duty, retired, reserve/guard and veterans. Also includes commissioned officers of the Public Health Service and the National Oceanic and Atmospheric Administration.

No monthly service charge:

  • When you open a Fifth Third Momentum® Checking or Fifth Third Momentum® Checking plus Extra Time® (account type based on market availability).
  • $5 discount on the monthly service charge if you open a Fifth Third Preferred Checking account.3

Key Benefits:

  • Special VA Home Loan rates
  • 10 free non-Fifth Third ATM transactions per month
  • Online Bill Pay

Fifth Third Express Banking®

A new simple way to manage your funds. Fifth Third Express Banking® gives you immediate access to your money and the convenience and security of a banking relationship.

Fifth Third Express Banking®

A new simple way to manage your funds. Fifth Third Express Banking® gives you immediate access to your money and the convenience and security of a banking relationship.

No Service Charges:

  • No check writing or check deposits at ATMs.

Key Benefits:

  • Mobile and branch deposits with immediate availability (additional fees apply)7,8
  • Fifth Third Debit Card

Fifth Third ABLE Checking

Allows individuals with disabilities and their families to save for future qualified expenses without losing access to federal benefits.4 Available through participating state plans.

Fifth Third ABLE Checking

Allows individuals with disabilities and their families to save for future qualified expenses without losing access to federal benefits.4 Available through participating state plans.

Service Charges Waived if:

  • You Have an average monthly balance of $250 or more during your statement cycle, or
  • You sign up for paperless statements
  • Otherwise, it’s $2.00 per month.

Key Benefits:

  • Debit card
  • Unlimited check writing
  • No overdraft or nonsufficient funds fees
  • Tax advantages5: Pay no taxes on interest earned or on withdrawals used for qualified expenses6

Additional Resources

Your Guide to Switching Banks

Whatever your situation, if you find yourself in the market for a new bank but aren't sure how to proceed, relax—we've got you covered.

Talking Finances With Your Spouse

Forty-three percent of people don’t know how much their spouse earns. There are many financial discussions that too many married couples keep to themselves—and that can set the stage for marital strife.

How Much Should You Keep in Checking vs. Savings?

It's important to understand the difference between your checking and savings accounts. Here are the differences and the best way to utilize both.