Fifth Third Bank

Enjoy checking accounts with valuable benefits

Find the Right Account

Let's find the right account to fit your needs.

  • Are you a current or former US Military member?

  • Are you a student?

  • How much do you expect to keep in your Fifth Third Bank deposit and investment accounts combined?

  • How much do you expect to keep in your Fifth Third Bank deposit and investment accounts combined?

  • How much do you expect to keep in your Fifth Third Bank deposit and investment accounts combined?

  • Based on your answers we recommend Military Banking!

    For military families, including active duty, retired, reserve/guard and veterans. Also includes commissioned officers of the Public Health Service and the National Oceanic and Atmospheric Administration.

  • Based on your answers we recommend Student Banking!

    Fifth Third Bank has the tools you need to make banking easier for students. With mobile apps, online access and over 45,000 fee-free ATMs, you can bank the way you want, all with the help of some pretty cool bankers.

  • Based on your answers we recommend Fifth Third Essential Checking® !

    Simple and straightforward, this option is for those who want just the basics in a checking account with many ways to avoid a monthly service charge.

  • Based on your answers we recommend Fifth Third Enhanced Checking® !

    This account rewards you for having a deeper relationship with Fifth Third Bank.

  • Based on your answers we recommend Fifth Third Preferred Checking® !

    This account is part of our Preferred Program, which offers comprehensive financial solutions with dedicated, personalized service along with exclusive products, pricing and rates.

Traditional Accounts:

Fifth Third Free CheckingSM

All the benefits of a checking account with no monthly service charge.

Fifth Third Bank

Fifth Third Free CheckingSM

All the benefits of a checking account with no monthly service charge.

No monthly service charge. Period.

  • No minimum deposit to open your account1
  • No minimum balance required

Key Benefits:

  • Unlimited Check Writing
  • Relationship Interest Rate on Relationship Savings11
  • Fifth Third Debit Card
  • This account is currently only available in Florida, Georgia, and select markets in Kentucky and Indiana.

Fifth Third Essential Checking®

Get all the essentials of a checking account and multiple ways to avoid a monthly service charge.

Fifth Third Bank

Fifth Third Essential Checking®

Get all the essentials of a checking account and multiple ways to avoid a monthly service charge.

Service Charges Waived if:

  • A combined monthly average balance of $1,500 across your deposit and investment accounts3
  • Spend of at least $500 per month on a Fifth Third credit card4
  • Any existing Fifth Third personal mortgage, auto loan or line of credit with an outstanding balance5
  • Otherwise, service charge is $11 per month (reduced to $8 per month with monthly direct deposits totaling $500 or more).2  

Key Benefits:

  • Unlimited Check Writing
  • Secondary Checking Account
  • Relationship Interest Rate on Relationship Savings11

Fifth Third Enhanced Checking®

Earn interest on your checking account and get enhanced discounts and benefits.

Fifth Third Bank

Fifth Third Enhanced Checking®

Earn interest on your checking account and get enhanced discounts and benefits.

Service Charges Waived if:

  • A combined total balance of at least $20,000 across your deposit and investment accounts one time per month6*
  • Monthly direct deposits totaling $5,000 or more2
  • Otherwise, it's $20 per month.  

Key Benefits:

  • Unlimited Check Writing
  • Secondary Checking Account
  • Relationship Interest Rate on Relationship Savings11
  • Better CD Rates
  • Better Loan Rates

Fifth Third Preferred Checking®

Join this exclusive program to earn higher interest on your checking account and get preferred discounts, benefits and services.

Fifth Third Bank

Fifth Third Preferred Checking®

Join this exclusive program to earn higher interest on your checking account and get preferred discounts, benefits and services.

Service Charges Waived if:

  • Achieve a combined total balance of at least $100,000 across your deposit and investment accounts one time per month7
  • Otherwise, it's $25 per month. 

Key Benefits:

  • Unlimited Check Writing
  • Secondary Checking Account
  • Relationship Interest Rate on Relationship Savings11
  • Better CD Rates
  • Better Loan Rates
  • Complimentary Fifth Third Identity Alert®

Specialized Accounts

Fifth Third Student Banking

This personal checking account receives the same great benefits as Fifth Third Essential Checking® , but with the monthly service charge waived for high school and college students age 16 and up.8

Fifth Third Bank

Fifth Third Student Banking

This personal checking account receives the same great benefits as Fifth Third Essential Checking® , but with the monthly service charge waived for high school and college students age 16 and up.8

Service Charges Waived if:

  • You are at least 16 years old and have a valid student ID8

Key Benefits:

  • No minimum balance
  • No monthly fee
  • 5 free non-Fifth Third ATM transactions per month10

Fifth Third Military Banking

For military families, including active duty, retired, reserve/guard and veterans. Also includes commissioned officers of the Public Health Service and the National Oceanic and Atmospheric Administration.

Fifth Third Bank

Fifth Third Military Banking

For military families, including active duty, retired, reserve/guard and veterans. Also includes commissioned officers of the Public Health Service and the National Oceanic and Atmospheric Administration.

Service Charges Waived if:

  • $500 in monthly direct deposits2
  • A combined monthly average balance of $1,500 across your deposit and investment accounts3
  • Spend of at least $500 per month on a Fifth Third credit card4
  • Any existing Fifth Third personal mortgage, auto loan or line of credit with an outstanding balance5
  • If another option works better for you, you can choose any other Fifth Third Checking Account and get a $5 discount on the monthly service charge.9

Key Benefits:

  • Special VA Home Loan rates
  • 10 free non-Fifth Third ATM transactions per month

Fifth Third Express Banking®

A new simple way to manage your funds. Fifth Third Express Banking® gives you immediate access to your money and the convenience and security of a banking relationship.

Fifth Third Bank

Fifth Third Express Banking®

A new simple way to manage your funds. Fifth Third Express Banking® gives you immediate access to your money and the convenience and security of a banking relationship.

No Service Charges:

  • No credit score requirement
  • Discounted fees of up to 50% on select services based on account usage
  • No check writing or check deposits at ATMs

Key Benefits:

  • Check Cashing and Direct Deposit
  • Fifth Third Debit Card