Term Life Insurance
Low cost protection
Because Term Life Insurance policies don’t accumulate cash value, and the amount of coverage and time frame are set, they are usually less costly than permanent insurance like universal, whole or variable life policies.
A fixed term
Term Life Insurance lets you plan ahead and get coverage for a set period of time—until the kids are out of school or the mortgage is paid off, for example. This allows you to help protect your loved ones by preparing for unexpected events.
Term Life Insurance also lets you set the benefit amount, so you’re in control and know exactly what your family will receive.
Term Life Insurance Policies typically have lower premiums than permanent policies like whole life policies. Plus, you can determine the fixed period of time and benefit amount. A professional is ready to work with you to complete a needs analysis to establish the coverage plan specific to your objectives.