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Fifth Third Essential Checking®

We're here to help

No monthly service charge if you:

  • Maintain a combined monthly average balance of $1,500 across your deposit and investment accounts1, OR
  • Spend at least $500 per month on a Fifth Third credit card2, OR
  • Have any existing Fifth Third personal mortgage, auto loan or line of credit with an outstanding balance3, OR
  • Are a current or former U.S. military member with monthly direct deposits totaling $500 or more4, OR
  • Participate in your employer's Fifth Third banking benefits program with monthly direct deposits totaling $500 or more4, OR
  • Are a student with a valid student ID5, OR
  • Have a Business Premium or Business Elite Checking account and have completed a relationship consent form. 

Otherwise, there is an $11 monthly service charge. This charge is reduced to $8 per month with a monthly direct deposit totaling $500 or more.4

Key Benefits:

  • Fifth Third Debit Card
  • Mobile Banking, Mobile Deposit, and Alerts6
  • Service Charges Waived for Savings Account(s)7

Tap to pay and get on with your day.

Now you can make fast, secure and easy payments in seconds for convenient checkout.

Contactless Debit Card


Contactless Debit Card Benefits:

  • Hover or tap your contactless card at point of sale terminals where you see a contactless symbol for fast, easy, on-the-go payments
  • Allow yourself to make payments conveniently and get on to what matters most
  • Easily track purchases with our Mobile App or Online Banking
  • Get cash at more than 50,000 fee-free ATMs11
  • Eligible for cash back rewards with Prewards®12
  • $0 Annual Fee11

Online Banking and Online Bill Pay

  • Fast, free and secure
  • View all your Fifth Third Bank accounts in one place, any time
  • Online and mobile statements available
Learn More

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Access to more than 45,000 fee-free ATMs

Access to more than 50,000 fee-free ATMs

  • Withdraw or deposit whenever you want
  • Faster and easier than going in the bank
  • PIN required, to keep your money safe
Find a Branch
Monthly Service Charge Waived on Savings Accounts

Monthly Service Charge Waived on Savings Accounts7

Our savings accounts offer:

  • Competitive Interest Rates8
  • Easy access to your money
  • Security of FDIC Insurance
  • More value for your total relationship with us
  • Relationship Interest rate on Fifth Third Relationship Savings9
Learn More
Exclusive Prices on Identity Theft Protection

Exclusive Prices on Identity Theft Protection10

  • $3.95 monthly discount on Fifth Third Identity Alert®, for a net cost of $6/month
  • $5.95 monthly discount on Fifth Third Identity Alert Premium®, for a net cost of $9/month
Learn More
Fifth Third Bank

A NEW way to help pay down your student loans!

NEW! Fifth Third Momentum™ app automatically rounds up your debit card purchases and applies that amount to your student loan balance. Use the app to make small payments now which can help make a BIG impact.

  • Easily sign up and make payments
  • Help reduce stress related to student loan debt
  • Save on Interest
  • Pay down student loans faster!

     Learn More

Download the Fifth Third Bank App now:

App Store   App Store

2 Easy Ways to Open an Account: