Essential Checking at Fifth Third Bank

Fifth Third Essential Checking®

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No monthly service charge if you:

  • Maintain a combined monthly average balance of $1,500 across your deposit and investment accounts1, OR
  • Spend at least $500 per month on a Fifth Third credit card2, OR
  • Have any existing Fifth Third personal mortgage, auto loan or line of credit with an outstanding balance3, OR
  • Are a current or former U.S. military member with monthly direct deposits totaling $500 or more4, OR
  • Participate in your employer's Fifth Third banking benefits program with monthly direct deposits totaling $500 or more4, OR
  • Are a student with a valid student ID5, OR
  • Have a Business Premium or Business Elite Checking account and have completed a relationship consent form. 

Otherwise, there is an $11 monthly service charge. This charge is reduced to $8 per month with a monthly direct deposit totaling $500 or more.4

Key Benefits:

  • Fifth Third Debit Card
  • Mobile Banking, Mobile Deposit, and Alerts6
  • Service Charges Waived for Savings Account(s)7


Fifth Third Debit Card

  • The simple way to pay for everything
  • Direct access to your checking account
  • Faster than checks and safer than carrying cash
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Online Banking and Online Bill Pay

  • Fast, free and secure
  • View all your Fifth Third Bank accounts in one place, any time
  • Online and mobile statements available
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Access to more than 45,000 fee-free ATMs

Access to more than 50,000 fee-free ATMs

  • Withdraw or deposit whenever you want
  • Faster and easier than going in the bank
  • PIN required, to keep your money safe
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Monthly Service Charge Waived on Savings Accounts

Monthly Service Charge Waived on Savings Accounts7

Our savings accounts offer:

  • Competitive Interest Rates8
  • Easy access to your money
  • Security of FDIC Insurance
  • More value for your total relationship with us
  • Relationship Interest rate on Fifth Third Relationship Savings9
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Exclusive Prices on Identity Theft Protection

Exclusive Prices on Identity Theft Protection10

  • $3.95 monthly discount on Fifth Third Identity Alert®, for a net cost of $6/month
  • $5.95 monthly discount on Fifth Third Identity Alert Premium®, for a net cost of $9/month
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Fifth Third Bank

A NEW way to help pay down your student loans!

NEW! Fifth Third Momentum™ app automatically rounds up your debit card purchases and applies that amount to your student loan balance. Use the app to make small payments now which can help make a BIG impact.

  • Easily sign up and make payments
  • Help reduce stress related to student loan debt
  • Save on Interest
  • Pay down student loans faster!


Get the App:


3 Easy Ways to Open an Account: