World Debit MasterCard

Take your purchasing power to the next level with the World Debit MasterCard®. Enjoy very special benefits and Zero Liability protection in one premier-level debit card. The World Debit MasterCard® combines premium shopping benefits and strong security features for a premier-level debit card. Add the World Debit Card to any checking account.

Basic World Debit MasterCard

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  • Real Life Rewards℠ Earn one Real Life Rewards point for every $2 in signature-based purchases.1
  • Price Protection* Find something priced lower than what you paid within one-hundred twenty (120) days and World Debit MasterCard will pay the difference.
  • Zero Liability2 Protection from unauthorized purchases charged to your card.
  • Extended Warranty Coverage* Double the original manufacturers' warranty or store-bought extended warranty of twenty-four months or less.
  • Purchase Assurance*® If something you bought with your debit card is damaged or stolen within ninety (90) days of purchase, you may be eligible to receive reimbursement for the cost to repair or replace the specific item.
  • Satisfaction Guarantee* If within 60 days of making a purchase with your debit card, you are dissatisfied with the purchase and the store will not accept the item for a return, you may be eligible for a full refund of the specific item
  • Monthly service charge of $3.954; fee is waived for Preferred Checking customers.
  • 24-hour online account access with free Internet Banking and Online Bill Payment3
  • Add Prewards® to save money with cash-back discounts from well-known retailers.

Learn More about Fifth Third Checking Accounts and Debit Cards

Two easy ways to get started:

  • CALL. Give us a call toll free at 1-800-972-3030.
  • COME IN. Stop by your nearest Fifth Third Banking Center today.
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Real Life Rewards

Real Life Rewards

Designed for the way you really live.

Gift Cards

Gift Cards

Available from MasterCard, Macy's, Lowes and more!


  1. Points are earned on the World Debit MasterCard on non-PIN Debit Purchases only. Debit Purchases are defined as the dollar value of goods and services purchased with the Card, minus any credits, returns or other adjustments as reflected on the monthly statement. Purchases do not include annual fees, non-sufficient funds fees, card-related service charges, or other fees and/or unauthorized charges. Purchases also do not include cash withdrawals, PIN-based transactions, transfers between my Fifth Third accounts, person-to-person money transfers, quasi-cash transactions (including the purchase of casino gaming chips, lottery tickets, wire transfer services, traveler's checks, foreign currency, or money orders), gaming transactions or currency purchases. Some products may carry an expiration limit on rewards points. Refer to the Rewards Program Terms and Conditions which can be found by signing into Internet Banking at
  2. With Zero Liability Protection from MasterCard® you will have no liability for "unauthorized transactions" made using your Fifth Third Bank issued MasterCard Credit or Debit card. Zero Liability applies to transactions made in the store, over the telephone or online. As a cardholder, you will not be held responsible for unauthorized transactions if the following conditions are met: (i) you have exercised reasonable care in safeguarding your card and PIN from loss or theft; and (ii) upon becoming aware of such loss or theft, you have promptly reported the loss or theft to Fifth Third. Zero Liability does not apply to MasterCard payment cards: (i) used for commercial purposes (NOTE: Zero Liability does apply to MasterCard credit and debit cards for small businesses); (ii) anonymous prepaid cards (such as store or gift cards) until such time as the identity of the cardholder has been registered with the financial institution that issued the card. Zero Liability Protection is provided for Fifth Third cardholders under contract with MasterCard®, a third-party provider. MasterCard's policies are subject to change. Conditions and exceptions apply. Visit MasterCard's Zero Liability link at Contact Fifth Third Bank for additional consumer protections available under Federal Regulations to dispute transactions.
  3. Subject to Internet Banking terms and conditions.
  4. Other Debit Card Fees may apply. Non-Fifth Third ATM Transaction: $2.00 per transaction; ATM Mini Statement: $1.50; International Point of Sale/ATM Transaction Fee: 3% of Transaction Amount; Currency Conversion Fee: 0.20% of the Transaction Amount; International ATM Withdrawal: $5.00.

*Certain terms, conditions and exclusions apply. Please see the Fifth Third Bank World Debit MasterCard Guide to Benefits for more details and a complete explanation of card benefits. Card enhancements provided by MasterCard.

Real Life Rewards is a registered service mark of Fifth Third Bancorp. Fifth Third and Fifth Third Bank are registered service marks of Fifth Third Bancorp.

MasterCard and World Debit MasterCard are registered trademarks of MasterCard International Incorporated.

Specialty designs available on any card type. First annual fee is assessed at card opening and then on each open anniversary date, thereafter. The annual fee for Specialty Design Debit Cards is waived for Private Bank, PCA, Preferred, Enhanced and Established Checking Account Customers. Excludes the Stand Up To Cancer Debit Card.

The following fees are applicable only to the associated card(s):
Annual Specialty Card Design Fee (i.e., vacation, patriotic) . . . . . . . . . . . . . . . . . . . . . . . . . . . . $5.00
Annual Affinity Card Design Fee (i.e., sports affiliates, zoo cards,
special organizations, etc.) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $10.00
(Excludes Cincinnati Bengals and Nashville Predators)
Annual Stand Up To Cancer® Affinity Card Fee . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $10.00

The Annual Fee for the Stand Up To Cancer Debit Card cannot be waived. Stand Up To Cancer will receive the $10 annual fee associated with the Stand Up To Cancer Debit Card. In addition, Stand Up To Cancer will receive from, Fifth Third Bank, $0.005 per net retail purchase made with the Stand Up To Cancer Debit Card. All payments from Fifth Third Bank will be considered royalty payments, with a minimum contribution of $400,000 in connection with this program.

Real Life Rewards℠ is a registered service mark of Fifth Third Bank. MasterCard is a registered trademark of MasterCard International Incorporated.

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