Gold Debit Card

The Gold Debit Card is the gold standard for quick, easy and safe access to your Fifth Third Bank checking account. This debit card shines with no annual fee, too.

Basic World Debit MasterCard

Card Preview

  • No annual fee3
  • MasterCard Zero Liability1 Protection from unauthorized purchases charged to your card.
  • Extended Warranty Coverage* Automatically double the original manufacturers' warranty or store-bought extended warranty of twelve months or less.
  • Purchase Assurance®* If something you bought with your credit card is damaged or stolen within ninety (90) days of purchase, you may be eligible to receive reimbursement for the cost to repair or replace the specific item
  • Satisfaction Guarantee* If within 60 days of making a purchase with your debit card, you are dissatisfied with the purchase and the store will not accept the item for a return, you may be eligible for a full refund of the specific item.
  • 24-hour online account access with free Internet Banking and Online Bill Payment2
  • Add Prewards® to save money with cash-back discounts at well-known retailers

Learn More about Fifth Third Checking Accounts and Debit Cards

Two easy ways to get started:

  • CALL. Give us a call toll free at 1-800-972-3030.
  • COME IN. Stop by your nearest Fifth Third Banking Center today.
Branch & ATM Locator

Access 360° Reloadable Prepaid Card

Access 360° Reloadable Prepaid Card

Enjoy purchasing convenience and an easy way to budget.

Gift Cards

Gift Cards

Available from MasterCard, Macy's, Lowes and more!


  1. Under MasterCard's Zero Liability Protection, you will have no liability for "unauthorized purchases" made using your Fifth Third Bank issued MasterCard or Debit MasterCard card. Zero Liability applies to purchases made in the store, over the telephone or online. As a cardholder, you will not be held responsible in the event of unauthorized purchases provided that the following conditions are met: (i) your account is in good standing; (ii) you have exercised reasonable care in safeguarding your card from any unauthorized use (unauthorized use means that you did not provide, directly, by implication or otherwise, the right to use your card and you received no benefit from the "unauthorized" purchase); (iii) you have not reported two or more unauthorized events in the past 12 months. Zero Liability does not apply to MasterCard or Debit MasterCard cards: (i) issued for commercial, business or agricultural purposes, except for MasterCard commercial cards used for small businesses as listed on; or (ii) issued or sold "anonymously" (for example, a prepaid card purchased in a store), until such time as the identity of the cardholder has been registered with the financial institution that issued the card; or (iii) if a PIN is used for the unauthorized purchase. MasterCard's policies are subject to change. Visit MasterCard's Zero Liability link at Contact Fifth Third Bank for additional consumer protections available under Federal Regulations to dispute transactions.
  2. Subject to Internet Banking terms and conditions.
  3. Debit Card Fees may apply. Non-Fifth Third ATM Transaction: $2.00 per transaction; ATM Mini Statement: $1.50; International Point of Sale/ATM Transaction Fee: 3% of Transaction Amount; Currency Conversion Fee: 0.20% of the Transaction Amount; International ATM Withdrawal: $5.00.

*See the Fifth Third Bank Gold Debit Card Guide to Benefits for more details and a complete explanation of card benefits provided by MasterCard.

MasterCard and Gold Debit MasterCard are registered trademarks of MasterCard International Incorporated.

Specialty designs available on any card type. First annual fee is assessed at card opening and then on each open anniversary date, thereafter. The annual fee for Specialty Design Debit Cards is waived for Private Bank, PCA, Preferred, Enhanced and Established Checking Account Customers. Excludes the Stand Up To Cancer Debit Card.

The following fees are applicable only to the associated card(s):
Annual Specialty Card Design Fee (i.e., vacation, patriotic) . . . . . . . . . . . . . . . . . . . . . . . . . . . . $5.00
Annual Affinity Card Design Fee (i.e., sports affiliates, zoo cards,
special organizations, etc.) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $10.00
(Excludes Cincinnati Bengals and Nashville Predators)
Annual Stand Up To Cancer® Affinity Card Fee . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $25.00

The Annual Fee for the Stand Up To Cancer Debit Card cannot be waived. Stand Up To Cancer will receive $10 for each $25 annual fee associated with the Stand Up To Cancer Debit Card. In addition, Stand Up To Cancer will receive from, Fifth Third Bank, $0.005 per net retail purchase made with the Stand Up To Cancer Debit Card. All payments from Fifth Third Bank will be considered royalty payments, with a minimum contribution of $400,000 in connection with this program.

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