Fifth Third Platinum Card Apply Now

Can you predict where life will take you?

Unfortunately no, but no matter where in the world you go, Fifth Third is with you for the entire journey. Our Platinum Card can carry you across the globe with a bevy of platinum-style benefits and incredible financial flexibility with no annual fee.2

Basic World Debit MasterCard

  • 0% Introductory APR on Purchases and Balance Transfers for the first 15 Billing Cycles after the account is opened; after that, the rate varies from 10.99% to 23.99% APR based on creditworthiness.1
  • No Annual Fee.2
  • Complimentary, 24-hour Internet Banking and Online Bill Payment.3
  • Cellular Phone Protection4: Protection against damage to, or theft of, your eligible cell phone, as well as up to two additional phones listed on your wireless billing statement.
  • MasterCard® Zero Liability5: Protection from unauthorized purchases charged to your card.
  • Price Protection6: Should you find a lower price for a new item within 60 days from the date of purchase using your eligible MasterCard card, you may be reimbursed for the price difference.
  • Extended Warranty6: Doubles the original manufacturer's or store brand warranty for up to one year when you pay with your eligible MasterCard card.
  • Identity Theft Resolution Services6: Assists you with credit bureau notification and credit card replacement, and provides you with an Identity Theft Affidavit should you become the victim of identity theft.
  • MasterCard Global Service®6: MasterCard provides emergency customer service anytime, anywhere, and in any language.
  • MasterCard Airport ConciergeTM6: Arrange for a personal, dedicated Meet and Greet agent to escort you through the airport on departure, arrival or any connecting flights. There are also certain airports where you can be expedited through the security and/or the immigration process. Available 24/7/365 at over 450 destinations worldwide, To reserve MasterCard Airport Concierge services in advance and to take advantage of the MasterCard special savings, call the number on the back of your card or visit for details.
  • Travel Assistance Services6: 24-hour, toll-free phone number for help with lost or stolen luggage, medical care, legal advice, emergency cash, and general travel requirements.
  • Master RoadAssist® Service6: 24/7 help if you ever encounter a problem while driving.

See DISCLOSURES below for Transaction and Other Fees

Annual Fee None
Introductory APR for Purchases and Balance Transfers 0% Introductory APR for the first 15 Billing Cycles after the account is opened.
APR for Purchases After Introductory Period 10.99% to 23.99% APR, depending on a review of your application and credit history
APR for Balance Transfers After Introductory Period Variable APR for purchases

See Rate, Fee & Other Cost Information for complete details

Three easy ways to get started:

Real Life Rewards

Real Life Rewards

Designed for the way you really live.

Gift Cards

Gift Cards

Available from MasterCard, Macy's, Lowes and more!


Subject to credit review and approval. Rates determined by credit worthiness of applicant.

  1. 0% Introductory APR for the first 15 billing cycles after the account is opened. Variable rates can range from 10.99% to 23.99% APR after the Introductory period. Rates are based on applicant creditworthiness.
  2. No Annual Fee. Transaction and Other Fees may apply. Balance Transfer Fee: Either $5.00 or 4%, whichever is greater, of the total dollar amount transferred. Cash Advance Fee: Either $5 or 4% of the amount of each Cash Advance, whichever is greater. International Transaction Fee: 3% of each transaction in U.S. dollars. Convenience Check Fee: Either $5 or 4% of the total dollar amount of each check, whichever is greater. Late Payment Fee: up to $35.00. Expedited Card Delivery Fee: $30.00 per Account. Replacement Card Fee: $10.00. Fees may increase your Minimum Amount Due on your next monthly statement depending upon the size of the transaction or fee type. Refer to the Paying Your Bills and Determination of Finance Charges Sections of the Fifth Third Bank Card Agreement for Minimum Amount Due information.
  3. Subject to Internet Banking and Bill Pay User Agreement.
  4. Cellular Telephone Protection is subject to a fifty dollar ($50.00) deductible per claim and a maximum of two (2) claims per twelve (12) month period. The maximum benefit limit is $200 per claim and $400 per twelve (12) month period. To be eligible for Cellular Telephone Protection, you must charge your monthly Cellular Wireless Telephone bills to your Fifth Third consumer credit card. Your Cellular Telephone Protection begins the first day of the calendar month following the payment of the Cellular Wireless Telephone bill using your Fifth Third consumer credit card. Additional terms and conditions apply. Refer to your Cell Phone Protection Terms and Conditions at for further details.
  5. With Zero Liability Protection from MasterCard® you will have no liability for "unauthorized transactions" made using your Fifth Third Bank issued MasterCard Credit or Debit card. Zero Liability applies to transactions made in the store, over the telephone or online. As a cardholder, you will not be held responsible for unauthorized transactions if the following conditions are met: (i) you have exercised reasonable care in safeguarding your card and PIN from loss or theft; and (ii) upon becoming aware of such loss or theft, you have promptly reported the loss or theft to Fifth Third. Zero Liability does not apply to MasterCard payment cards: (i) used for commercial purposes (NOTE: Zero Liability does apply to MasterCard credit and debit cards for small businesses); (ii) anonymous prepaid cards (such as store or gift cards) until such time as the identity of the cardholder has been registered with the financial institution that issued the card. Zero Liability Protection is provided for Fifth Third cardholders under contract with MasterCard®, a third-party provider. MasterCard's policies are subject to change. Conditions and exceptions apply. Visit MasterCard's Zero Liability link at Contact Fifth Third Bank for additional consumer protections available under Federal Regulations to dispute transactions.
  6. Benefits and Services provided for Fifth Third cardholders under contract with MasterCard®, a third-party provider. Certain terms, conditions and exclusions apply. See the applicable Fifth Third Bank MasterCard Guide to Benefits for more details and a complete explanation of card benefits and services.

MasterCard is a registered trademark of MasterCard International Incorporated.