Fifth Third Secured Card

Take control of your credit.

Use your Secured Credit Card responsibly to help build, or rebuild, your credit history. If you are new to credit cards or are trying to take the right steps for credit building or rebuilding, this is the place to start. Available exclusively for Fifth Third customers with an eligible Fifth Third Momentum® Savings Account.1

3 steps to begin taking control of your credit:

  1. Complete the online application or schedule an appointment with a banker.
  2. Add at least $300 to your Fifth Third Momentum® Savings Account as your refundable security deposit1—your required deposit will be your credit line.
  3. Begin responsibly building, or rebuilding, your credit with every purchase!

A secured card packed with features to help you on your credit journey:

Build credit history

Important account information is shared with the three major credit bureaus.

Manage your account online

Get 24/7 account access with online banking or the Fifth Third mobile app.

Pay touch-free

Make fast, safe, contactless payments.

Digital wallet-ready

Easily add your card to your mobile device’s digital wallet.

Protect your peace of mind

Temporarily lock and unlock your Secured Card from anywhere, anytime with our mobile app.

$0 fraud liability3

Rest easy knowing you have zero liability on card purchases.

Identity protection

Benefit from complimentary Mastercard ID Theft Protection.

Stay Alert

Set up account alerts and stay in the know. Learn more.

Fifth Third Secured Card Details

Refundable Security Deposit1

Deposit a minimum of $300—this will be your credit line.

Annual Fee2

This card has a $24 annual fee.

Annual Percentage Rate2

29.24% variable APR on purchases and balance transfers.

Frequently Asked Questions