Fifth Third Secured Credit Card

A secured credit card for building credit with each purchase.

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Close up view of a blue Fifth Third Secured Credit Card with contactless payment symbol and Fifth Third logo.

A secured credit card for building credit

What is a secured credit card and how does it work? Available exclusively to Fifth Third customers with an eligible Fifth Third Momentum® Savings Account,1 the Fifth Third Secured Credit Card helps you build—or rebuild—your credit with confidence through responsible use.

Whether you’re new to credit cards or are looking for a fresh start, it’s an ideal way to establish a strong credit history and take meaningful steps toward long-term financial stability.

Take charge of your credit in 3 simple steps:

  1. Complete the online application or schedule an appointment with a banker.
  2. Make a minimum deposit1 of $300 to your Fifth Third Momentum® Savings Account—this deposit amount will equal your credit limit.
  3. Begin responsibly building, or rebuilding, your credit with every purchase!

Secured credit card benefits

The Fifth Third Secured Credit Card offers a structured way to build or rebuild your credit, backed by a security deposit and full reporting to credit bureaus. And it’s especially relevant today: 29% of individuals without a credit carda—who are looking to build credit—say a secured card is the most appealing new credit product for them.

Here’s how a secured credit card from Fifth Third could help you:

Build credit history

Important account information is shared with the three major credit bureaus.

Manage your account online

Get 24/7 account access with online banking or the Fifth Third mobile app.

Pay touch-free

Make fast, safe contactless payments.

Digital wallet-ready

Easily add your card to your mobile device’s digital wallet.

Protect your peace of mind

Temporarily lock and unlock your Secured Card from anywhere, anytime with our mobile app.

$0 fraud liability3

Rest easy knowing you have zero liability on card purchases.

Identity protection

Benefit from complimentary Mastercard ID Theft Protection™.

Stay alert

Set up account alerts and stay in the know. Learn more.

Secured credit card details

Security Deposit1

Make a minimum deposit of $300 to your Fifth Third Momentum® Savings Account—this deposit amount will equal your credit limit.

Annual Fee2

This card has a $24 annual fee.

Annual Percentage Rate2

27.49% variable APR on purchases and balance transfers.

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How to add a credit card to your digital wallet

You can add your Fifth Third credit card to your preferred digital wallets.

 

 

 

 

Secured Credit Card FAQ

SEE ALL CREDIT CARD FAQs

Credit card management and resources

Additional Resources

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