TRIO® Credit Card
3 Easy Ways to Open an Account
Unlimited cash back, endless rewards.
- 3% cash back rewards at restaurants*
- 2% cash back rewards on gas and at grocery and drug stores*
*up to $1,500 spend per quarter in these combined purchase categories2,3
- 1% unlimited cash back rewards on all other purchases2,3
TRIO® Card Benefits:
- New Cardholders - earn a $100 Bonus! Open a new account and get a $100 cash back bonus by spending $1,000 within 90 days of opening your account.1,3
- 0% introductory APR on Balance Transfers for your first 12 billing cycles after the account is opened. After that, your variable APR will be 15.99% to 24.99%.4
- Save time at checkout! Upload your card to any one of our five digital wallet solutions.
- No international transaction fees on credit purchases.4
- Cell Phone Protection5
- $0 Annual Fee4
Calculate Cash Back with TRIO®!
See how easy it is to earn cash back. Input your expenses into our cash back calculator and get an estimate of how much you could earn.
- ShopRunner6: Get free 2-day shipping and return shipping when you shop at 140+ stores online, select ShopRunner at checkout, and pay with your card.
- Price Protection6: Find a lower price for a new item you purchased with your card and you may be eligible for reimbursement for the price difference.
Enhance Your Travel Plans
- Mastercard Travel ServicesTM 6: Call to connect with a dedicated personal travel advisor 24/7 to help you plan an amazing travel experience.
- onefinestay6: Get a 10% discount at 2,500+ vacation homes worldwide with hotel-like amenities and concierge access. Use promo code MC10.
- Mastercard Priceless® Cities, Concierge Services, Mastercard Global Service™ , MasterRental® Insurance and TPC Private Club Access also included. 6
Secure Your Purchases
- Extended Warranty6: Get double the original manufacturer warranty for up to two years when you pay on your card.
- Zero Liability® 7: Get protection from unauthorized purchases on your account.
- Mastercard ID Theft ProtectionTM 6: If someone steals your identity, you’ll get resolution service assistance to help restore you to the good standing that you had prior to the violation.