Fifth Third Bank

TRIO® Cash Back Credit Card

3 Easy Ways to Open an Account

Unlimited cash back, endless rewards.

Within Fifth Third’s personal credit card options, the TRIO® cash back credit card allows you to earn rewards in three powerful ways when you shop, eat and spend on everyday purchases.

  • 3% cash back rewards at restaurants*
  • 2% cash back rewards on gas and at grocery and drug stores*
    • *up to $1,500 spend per quarter in these combined purchase categories2,3
  • 1% unlimited cash back rewards on all other purchases2,3

What possibilities will you unlock with your TRIO® rewards card?

TRIO® Benefits of a Personal Credit Card:

  • New Cardholders - earn a $100 Bonus! Open a new account and get a $100 cash back bonus by spending $1,000 within 90 days of opening your account.1,3
  • 0% introductory APR on Balance Transfers for your first 12 billing cycles after the account is opened. After that, your variable APR will be 16.24% to 25.24%.4
  • Save time at checkout! Upload your card to any one of our five digital wallet solutions.
  • No international transaction fees on credit purchases.4
  • Cell Phone Protection5
  • $0 Annual Fee4

Calculate Cash Back with TRIO®!

See how easy it is to earn cash back on purchases.  Input your expenses into our cash back calculator and get an estimate of how much you could earn.


Redeem Cash Back Rewards

Login to our redemption website to cash in on your cash back. You can redeem your points for cash back and other great rewards like gift cards, merchandise, and more!3

Shop Worry Free

Shop Worry-Free

  • ShopRunner6: Get free 2-day shipping and return shipping when you shop at 140+ stores online, select ShopRunner at checkout, and pay with your card. 
  • Price Protection6: Find a lower price for a new item you purchased with your card and you may be eligible for reimbursement for the price difference.
Enhance Your Travel Plans

Enhance Your Travel Plans

  • Mastercard Travel ServicesTM 6: Call to connect with a dedicated personal travel advisor 24/7 to help you plan an amazing travel experience.
  • onefinestay6: Get a 10% discount at 2,500+ vacation homes worldwide with hotel-like amenities and concierge access. Use promo code MC10. 
  • Mastercard Priceless® Cities, Concierge Services, Mastercard Global Service , MasterRental® Insurance and TPC Private Club Access also included. 6
Fifth Third Bank

Secure Your Purchases

  • Extended Warranty6: Get double the original manufacturer warranty for up to two years when you pay on your card.
  • Zero Liability® 7: Get protection from unauthorized purchases on your account.
  • Mastercard ID Theft ProtectionTM 6If someone steals your identity, you’ll get resolution service assistance to help restore you to the good standing that you had prior to the violation.