Jumbo Mortgage Loans

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What is a jumbo loan? A jumbo loan or jumbo mortgage is used when you wish to purchase a more expensive property or the housing market requires a loan minimum of half a million dollars. Jumbo mortgage loans surpass the borrowing limit of $510,400 set by the Federal Housing Finance Agency (FHFA) for traditional loans. Jumbo loans require a high credit score and meeting stricter criteria because of the risk it places on the lender. Learn more about jumbo loans and contact a Fifth Third Mortgage Loan Specialist for current jumbo mortgage rates.

Do I Qualify?

  • You want to borrow more than $510,400
  • You have a credit score of 680 or above
  • You have a low debt-to-income ratio
  • You have cash reserves
  • You have proof of employment and income
  • You would like to take advantage of today's great rates

Key Benefits:

  • Financing on loans up to $3 million
  • Fixed rate and ARM* loans available
  • Competitive rates
  • Standard to low down payment

Mortgage Loan Calculators

Use these easy-to-use calculators to determine what home you can afford and estimated payments.

Determine your maximum home price and mortgage loan amount

Calculate your monthly mortgage payment for a given purchase price, down payment, interest rate, and loan term

Find out how much you can borrow for the home of your dreams

Jumbo Loan FAQs

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