VA interest rate reduction refinance loan (IRRRL)
The IRRRL lowers your interest rate by refinancing your existing VA home loan. By obtaining a lower interest rate, your monthly mortgage payment should decrease.
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Key Considerations
- You're looking for a VA to VA refinance reusing your original VA entitlement.
- You do not want to receive any cash from this refinance.
- You’re a U.S. military Veteran.
- You're currently serving in the military or military reserves/guard.
- You may be eligible if you are a commissioned officer of the Public Health Service or the National Oceanic and Atmospheric Administration.*
Visit www.benefits.va.gov for additional information on this program.