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2 Easy Ways to Enroll:

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Fifth Third's Overdraft Protection, we can link your checking account to your Fifth Third savings, checking, Equity Flexline, or credit card.1,5 If necessary, available funds from one of those accounts will be automatically transferred to your checking account2,3,4,6. So you’re protected.  

Overdraft Protection charges include:

  • For Fifth Third Essential Checking®, Business Banking, and Commercial Accounts, the Overdraft Protection Transfer Fee is $12.
  • For Fifth Third Free Checking, the Overdraft Protection Transfer Fee is $10.
  • For Fifth Third Free Checking plus Extra Time®, Fifth Third Enhanced Checking® and Fifth Third Preferred Checking®, there is no Overdraft Protection Transfer Fee.
  • If your enrolled checking account is overdrawn by more than $5.00 at the end of our business day and an Overdraft Protection transfer occurs, an Overdraft Protection Transfer Fee will be assessed to your enrolled checking account.
  • For transfers from a savings or checking account, the exact amount of the negative balance plus the Overdraft Protection Transfer Fee is transferred the next business day.
  • For Transfers from a line of credit account1, the exact amount of the negative balance plus the Overdraft Protection Transfer Fee is transferred the next business day. The amount transferred will be subject to the interest rate applicable to the line of credit.
  • For transfers from a credit card account1, the exact amount of the negative balance plus the Overdraft Protection transfer fee is transferred the next business day. The amount transferred will be subject to both the available cash advance limit and cash advance interest rate applicable to the card.