Fifth Third Momentum® Savings
A straightforward savings account that makes achieving your goals (almost) automatic.
Get Started:
Saving made simpler
You work hard for your money—and so should your bank. With a Fifth Third Momentum® Savings Account, you can create a savings goal to work toward or set up Scheduled Savings through mobile or online banking.
There’s no minimum balance to get started saving.
Automatic transfers help you save effortlessly.
Free Overdraft Protection if linked to a Fifth Third Momentum® Checking account.
Get paid up to 2 days early with direct deposit and Early Pay.2
Work smarter, not harder
Use Smart Savings to automatically save small amounts of money throughout the week—as little as $1—so you can reach a weekly savings amount. Smart Savings automatically transfers money from one Fifth Third checking account to your Fifth Third Momentum® Savings account, and you can set limits and restrictions on how much can be transferred every week. (We’ll never transfer more than $80 a week.)
How to get started with Smart Savings:
- Find the Momentum Savings 'account card' from the dashboard.
- Scroll down to the bottom of the transactions list and select "Smart Savings" tile.
- Check out the details and notice the on/off switch.
Get Started:
Account for your future
Fifth Third Momentum® Savings
A good option if...
You want a straightforward account that can help you maximize your savings.
Interest rates
Standard rate
Skip the monthly service fee if you meet one of these requirements…
- You have a Fifth Third checking account (not including Fifth Third Express Banking).
- Someone under age 18 is an owner of the account.
- You are enrolled in Fifth Third Military Banking.
Otherwise, it's $5/month.
Minimum deposit to open
None
Additional features
- Goal-oriented account helps you reach financial milestones
- Reach your savings goals quicker with automatic checking-to-savings transfers
- Convenient savings and checking combined statements
- FDIC-insured
- Online and mobile account access
Savings calculators
Fifth Third Momentum® Savings FAQ
Additional resources
6 Strategies to Grow Your Savings Account
Build your savings account over time by setting clear goals, automating deposits, and more.
Tips to Keep Data Secure When Using Digital Banking
Make these simple tips part of your money management habits to protect your sensitive personal and financial information when banking digitally.
