Fifth Third Preferred Banking

Banking that revolves around you.

Designed for clients with $100,000 or more in deposit+ or investment accounts*, Preferred delivers the banking+ features, investment guidance*, insurance1, lending solutions and personalized support you need to build, manage and protect your assets and your future.

banking beyond expectations

Banking beyond expectations

Your hard work and persistence have paid off. Preferred Banking recognizes your success with premium services and amenities available with a Fifth Third Preferred Checking® account.

  • High-yield interest checking2
  • Complimentary Fifth Third Exclusive personal checks3
  • Complimentary small Safe Deposit Box4, incoming wires and copies of check images with monthly statement
  • No monthly maintenance fee on Business Banking standard checking5
  • A complimentary World Debit™ Mastercard®6 with rewards and preferred offers
  • No fees for overdraft protection transfers7, stop payments, return deposit items, cashier’s checks or money orders
  • Tiered interest-rate money market accounts2
  • Waived service fees for savings accounts when all owners of your savings account are also listed as owners of your Fifth Third Preferred Checking® account
  • Better rates on CDs
convenient features built for you

Convenient features built for you

We know you’re busy. We’re here to make life easier and more convenient for you. As a Preferred member, you’ll enjoy increased flexibility and mobility through:

  • 24/7 Preferred customer service line.
  • Free ATMs—ours are free and we won’t charge you for using another bank’s ATM. Plus, if you use another bank’s ATM in the U.S., we’ll rebate their fee up to 10 times per month.
  • Enhanced mobile banking with more generous mobile deposit limits.
  • Customizable text alerts—choose as many or few notifications as you prefer.
protection for your most important assets

Protection for your most important assets

Protect everything you’ve built—including your good name—with our range of insurance1 policies and identity theft prevention services. You’ll have access to:

  • Complimentary review of your current life, disability, and long-term care coverage1
  • Complimentary Fifth Third Identity Alert® or discount on Fifth Third Identity Alert Premium® when you maintain a Fifth Third Preferred Checking® account8

Standard:

  • Single bureau credit monitoring9
  • Monthly access to triple bureau credit reports10
  • Up to $25,000 in identity theft insurance11
  • And more

Premium:

  • Triple bureau credit monitoring9
  • Monthly access to triple bureau credit reports10
  • Up to $1,000,000 in identity theft insurance11
  • Child Social Security Monitoring12
  • And more
Comprehensive borrowing solutions

Comprehensive borrowing solutions

When it’s time to upgrade your car, buy a new home or exercise your borrowing power, you can trust Fifth Third to have the right products for you. Preferred Banking members enjoy:

  • Exclusive rates on Fifth Third loans13
  • Special discounts on mortgage loans
  • No annual fee for any Fifth Third consumer line of credit14
  • Dedicated processing for equity loans and lines of credit
  • A credit card available exclusively for Preferred Banking clients with unlimited rewards with no caps and no point expirations for points earned after 11/21/19.17 Learn more about the TRIO® Preferred Card from Fifth Third Bank.
Retirement planning and investment guidance

Retirement planning and investment guidance

Build your retirement plan, portfolio and wealth with personalized financial counseling and investment advice* from your Fifth Third financial planner. Preferred Banking members receive:

  • Access to Fifth Third’s Life360 Platform16 to help organize and manage your complete financial picture
  • Discounted self-directed online trades15
  • No annual custody or recordkeeping fee on brokerage accounts15
  • No Fifth Third Securities “transfer in” fee. Plus we may reimburse third party “transfer out” fees—ask your financial professional for more details15
  • Access to a team of investment professionals* who tailor solutions to your individual situation