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FHA Loan

Are you a first-time home buyer, or currently living on a fixed income?

A Federal Housing Authority or FHA Mortgage Loan can help you purchase the home you've always wanted.

The FHA backs these government-insured loans, so they require a smaller down payment. FHA Loans are available as both a fixed rate mortgage loan or as an ARM loan.*

Key Benefits

  • Smaller down payment
  • Fixed rate and ARM loans available
  • Flexible loan terms


  • You want to purchase a home with a low down payment
  • You're a first-time homebuyer
  • You earn a qualifying income
  • You want to refinance your existing loan for a lower rate

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*After the initial fixed rate term of the ARM period, it is possible that the borrower's payment may increase substantially over the remaining term of the loan.

The information contained is subject to change without notice. Mortgage loans subject to credit review and approval. Fifth Third Mortgage Company, 5001 Kingsley Drive, Cincinnati, OH 45227 an Illinois Residential Mortgage Licensee. Fifth Third Mortgage is the trade name used by the Fifth Third Mortgage Company (NLMS #134100) and Fifth Third Mortgage-MI, LLC (NMLS #447141). Fifth Third and Fifth Third Bank are registered service marks of the Fifth Third Bancorp.