We’ll pay you $200 to switch your checking to Fifth Third Bank.

Open a checking account with a $100 Direct Deposit. Get $200.

It's true, you can get a $200 cash bonus1 just for opening a Fifth Third checking account with a $100 direct deposit.

We have a variety of accounts to choose from – and we'll help you pick one with the benefits that matter to you most.

Call 800-333-7595 or Stop in any Fifth Third Banking Center Call 800-333-7595 or Stop in any Fifth Third Banking Center

Benefits like:

  • Discounted or complimentary identity theft protection services.
    • As many as 9 million Americans have their identities stolen each year** – so safeguarding yourself has never been more important.
  • Interest bonus on savings accounts2, and better rates on loans3 – when you keep multiple accounts with us.
  • Premium interest rates1 and exclusive products and pricing – plus support and advice from a dedicated banker.

And it gets better from here with:

  • Internet Banking with Bill Pay5 so you can track your finances and pay your bills online 24/7. Most online payments are delivered in 24 hours or less.4
  • Mobile Banking, Mobile Deposits, and Instant Alerts6 sent to your phone so you can monitor you account while you're on the go.
  • Financial Review to make sure your financial plans for today are in line with your goals for tomorrow.

We're everywhere life takes you... with more than 2400 free Fifth Third ATMs, 1300 convenient banking centers and over 100 seven-day-a-week Bank Mart® locations in select grocery stores.

Pick your perfect checking account:

$200 doesn't come any easier. To get you cash bonus, just bring your postcard to the nearest Fifth Third Banking Center and open a new checking account with a $100 direct deposit.1


Ideal if you do all of your banking online and never write checks. Also, if you make all of your payments in cash or with a card, and pay bills online.

There is no monthly service charge and no minimum monthly balance requirement. There is no check writing and no paper statements with this online banking account. All statements and account alerts are available online.

Benefits include:

  • Fifth Third Debit Card
  • Internet Banking and Online Bill Payment5
  • Mobile Banking, Mobile Deposit and Fifth Third Instant alerts6

No monthly service charge or minimum balance requirements:

  • Requires monthly direct deposits totaling $500 or more7
  • No check writing
  • No paper statements

This simple and straightforward checking option is for those who want just the basics in a checking account. It comes with all the essential features you need and all the access you want to make banking easy.

Benefits include:

No monthly service charge if:

  • You maintain a combined monthly average of $1,500 across your checking and savings accounts8
    -OR-
  • You are a current or former U.S. Military member with monthly deposits totaling $500 or more7
    -OR-
  • You participate in your employer's Fifth Third banking benefits program with monthly direct deposits totaling $500 or more7
    -OR-
  • You are a student with a valid student ID9

Otherwise, it's $11 per month. If you are not a student or a member of the U.S. Military but have monthly direct deposits totaling $500 or more, the monthly service charge is reduced to $8 per month.7

Designed to recognize customers who have established a deeper banking relationship, Fifth Third Established Checking rewards your customer loyalty with special benefits for keeping your loan and deposit accounts with us.

Benefits include:

No monthly service charge if:

  • You maintain a combined monthly average of $5,000 across your deposit and investment* accounts12
    -OR-
  • You have an existing Fifth Third personal mortgage, auto loan, or line of credit with an outstanding balance13
    -OR-
  • You spend at least $500 per month on a Fifth Third credit card14
    -OR-
  • You have a Business Premium or Business Elite Checking account and have completed a relationship consent form.

Otherwise, it's $15 per month.

Perfect checking account for those who prefer to receive investment* services and strategies from an investment professional, and to be rewarded for a deeper relationship with Fifth Third.

Benefits include:

  • Complimentary Fifth Third Identity Recovery Assistance11
  • Exclusive discounts and fee waivers on Fifth Third brokerage* accounts
  • Interest on your checking balances15
    (view rates)
  • Better rates on Fifth Third CDs: Get an additional 0.25% on any standard rate CDs of $500 or more, with terms of six (6) months or more.
  • Relationship interest rate on Fifth Third Relationship Money Market Account2
  • Discounted rates on Fifth Third loans. Get 0.50% lower interest rates on Direct Auto loans, Home Equity loans, and Lines of Credit16

No monthly service charge if:

  • You achieve a combined monthly total balance of at least $20,000 across your deposit and investment* accounts17

Otherwise, it's $20 per month

This high-yield checking account15 is part of our Preferred Program, which offers comprehensive financial solutions with dedicated, personalized service along with exclusive products, pricing, and rates.

The Preferred Checking account is a premier checking account designed to improve the return on your money compared to a traditional checking account. You will earn higher yield checking rates without having to move money from your checking to a savings account.

Benefits include:

  • Financial support and strategies from a dedicated Preferred Banker backed by a team of specialists
  • No ATM fees anywhere in the U.S. there is no charge for using other banks ATMs, and any fees from other ATM network owners will be rebated back to you on the same day – up to 10 times per month.
  • High-yield interest on your checking balances15
    (view rates)
  • Complimentary Fifth Third Identity Alert18 with 24/7 credit monitoring19

No monthly service charge if:

  • You achieve a combined monthly total balance of at least $100,000 across your deposit and investment* accounts one time per month20

Otherwise, it's $25 per month.

  1. Offer not available to existing checking customers. Checking account with direct deposit must be opened by May 31, 2014. An automatic direct deposit of $100 or more must be received within 60 days of account opening to receive the bonus. MA code on mail piece must be presented at a banking center or referenced through phone account openings for bonus. The cash bonus will be deposited into checking account and available within 5 business days after receipt of the first automatic direct deposit of $100 or more. Checking accounts may have monthly fees. $50 minimum deposit required to open all accounts. Fifth Third Enhanced Checking is an interest bearing checking account and all balances earn 0.05% Annual Percentage Yield (APY) in all markets. Fifth Third Preferred Checking is an interest bearing account and all balances earn 0.24% APY in IL, IN, KY, MI, OH, WV, 0.38% APY in FL and TN, 0.40% APY in MO, 0.46% APY in NC, 0.50% APY in GA, and 0.60% APY in PA. Fifth Third Basic checking accounts, Fifth Third Private Bank Checking accounts, Fifth Third Bank Platinum Capital Checking accounts and Business Checking accounts are excluded from this offer. See your banker for details. APYs are accurate as of 3/12/14. Rates may change after account is opened. APYs vary by market. Fees may reduce earnings. One bonus offer per account per household. Not valid with any other offer.
  2. All owners on the savings accounts must also be listed together as owners on your checking account. For additional information on interest bonus requirements, please refer to the Relationship Savings product disclosures or contact your local banking center. Fifth Third Essential Checking requires monthly direct deposits totaling $500 or more to receive the Relationship Savings interest bonus.
  3. Loans subject to credit review and approval.
  4. When payments delivered electronically are set up by customer by 4pm. Payments cannot be delivered on non-business days.
  5. Subject to Internet Banking Terms and conditions.
  6. Mobile Internet data charges may apply as well as text messaging charges. Contact your mobile service provider for details.
  7. Fifth Third will look back 35 days from your statement cycle date to calculate your total direct deposits.
  8. To waive monthly service charges, only accounts with the same owners listed are included. To ensure your privacy all owners on a Fifth Third Essential account must also be listed as owners on other checking and savings accounts to qualify toward the $1,500 combined monthly average balance requirement.
  9. The discount will expire December 31 of the year the customer turns 23. If necessary, it can be extended for one year at a time upon verification of student status.
  10. To waive monthly service charges, only accounts with the same owners listed are included. To ensure your privacy all owners on a Fifth Third Essential checking account must also be listed as owners on other checking and savings accounts to qualify toward the $1,500 combined monthly average balance requirement.
  11. Fifth Third Identity Recovery Assistance is a service provided by Affinion Benefits Group, LLC in conjunction with Financial Services Association. The Fifth Third Identity Recovery Assistance benefits are provided to all members, along with all other benefits afforded as part of the program, through Financial Services Association (FSA or the "Association"). Upon enrollment in the program, you will automatically be admitted as a member of the Association. The Identity Theft Insurance is underwritten by insurance company subsidiaries or affiliates of Chartis Inc. (collectively, the "Company") under group policy # 7077733 for non-New York State Insureds and #1423212 for New York State Insureds. The Benefit Summary under the master policy issued by the Company with respect to such insurance will be available to you upon enrollment in the program. The summary of policy benefits, terms, conditions, exclusions, and limits of coverage set forth in the Benefit Summary are subject to the terms of the master policy. Availability of coverage is subject to underwriting qualifications and state laws and regulations. Coverage is subject to actual policy language. Should your checking account that offers the Fifth Third Identity Recovery Assistance for free be closed or changed to another account type where this is not included, your access to this benefit will be terminated. With Preferred Checking, this benefit is included in your complimentary Fifth Third Identity Alert program which requires enrollment.
  12. To waive monthly service charges, only accounts with the same owners listed are considered. To ensure your privacy all owners on a Fifth Third Established Checking account must also be listed together as owners on other accounts to count toward the $5,000 combined monthly average balance. Combined deposits and investments include any checking, savings, CDs, certain Investment Management, Custody, IRA, brokerage*, and annuity* accounts.
  13. All loans are subject to credit review and approval. All owners on a Fifth Third Established Account must also be listed as owners of the loan. Bond or lot loans and overdraft lines of credit are excluded.
  14. $500 monthly credit card spend is calculated by looking at all your Fifth Third Credit Card accounts and adding the total amount spent on any personal credit card statement(s) issued within the last 35 days. All owners of the Fifth Third Established checking account must also be owners or co-applicants or authorized users of the credit card. Lending subject to credit review and approval.
  15. This account earns interest. Please request a Rate Sheet for the interest rates and annual percentage yields. At the Bank's discretion, the Bank may change the interest rate and annual percentage yield at any time on your account. Your interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Interest on your account will be compounded continuously and credited monthly. The Bank uses the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the balance in your account each day. When your account is closed you will forfeit any accrued interest.
  16. All loans are subject to credit review and approval. Requires automatic monthly payment deduction made with Auto BillPayer from a Fifth Third checking or savings account. Bond or lot loans and overdraft lines of credit are excluded.
  17. To waive monthly service charges, only accounts with the same owners listed are considered. To ensure your privacy, all owners on the Fifth Third Enhanced checking account must also be listed together as owners on other accounts to count toward the $20,000 combined balance. Combined deposits and investments include any checking, savings, CDs, certain Investment Management, Custody, IRA, brokerage*, and annuity* accounts.
  18. The benefits in Fifth Third Identity Alert are provided by Fifth Third's vendor, Affinion Benefits Group. To find out more information on Fifth Third Identity Alert, please visit your local Fifth Third Banking Center or visit IdentityAlert.53.com.
  19. Daily monitoring will notify you of any new inquiries, certain derogatory information, accounts, public records, or change of address that have been added to your credit reports as reported by one of the major credit reporting agencies. If no information has been added or changed, then you will receive a quarterly notification stating that no information has changed within your credit file.
  20. A combined account balance is considered to be the sum of all checking, savings, money market deposit accounts, bank+ and brokerage* IRAs, certificates of deposit, investment management accounts, annuities*, and brokerage* balances. One of the Fifth Third Preferred Checking account owners must be listed as an owner of the other accounts to count toward the $100,000 combined balance.

    +Deposit and credit products provided by Fifth Third Bank, Member FDIC.

**Source: Federal Trade Commission (FTC) 2012

One of the Fifth Third Preferred Checking account owners must be listed as the primary owner on the other accounts to count towards the $100,000 combined balance.

Fees apply for some products and services in the Fifth Third Preferred Banking Program.

For more information on terms of membership, see the Preferred Banking Guidelines document.

*Fifth Third Bank provides access to investments and investment services through various subsidiaries, including Fifth Third Securities. Fifth Third Securities is the trade name used by Fifth Third Securities, Inc., member FINRA/SIPC, a registered broker-dealer and registered investment advisor registered with the U.S. Securities and Exchange Commission (SEC). Registration does not imply a certain level of skill or training. Securities and investments (including variable annuities) are offered through Fifth Third Securities, Inc., certain fiduciary – related investment services offered through Fifth Third Bank or its subsidiaries:

Are Not FDIC Insured Offer No Bank Guarantee May Lose Value
Are Not Insured by any Federal Government Agency Are Not A Deposit

Insurance products made available through Fifth Third Insurance Agency, Inc.

Please consult with a Fifth Third Insurance Professional.

Disclosures

  1. Offer not available to existing checking customers. Checking account with direct deposit must be opened by May 31, 2014. An automatic direct deposit of $100 or more must be received within 60 days of account opening to receive the bonus. MA code on mail piece must be presented at a banking center or referenced through phone account openings for bonus. The cash bonus will be deposited into checking account and available within 5 business days after receipt of the first automatic direct deposit of $100 or more. Checking accounts may have monthly fees. $50 minimum deposit required to open all accounts. Fifth Third Enhanced Checking is an interest bearing checking account and all balances earn 0.05% Annual Percentage Yield (APY) in all markets. Fifth Third Preferred Checking is an interest bearing account and all balances earn 0.24% APY in IL, IN, KY, MI, OH, WV, 0.38% APY in FL and TN, 0.40% APY in MO, 0.46% APY in NC, 0.50% APY in GA, and 0.60% APY in PA. Fifth Third Basic checking accounts, Fifth Third Private Bank Checking accounts, Fifth Third Bank Platinum Capital Checking accounts and Business Checking accounts are excluded from this offer. See your banker for details. APYs are accurate as of 3/12/14. Rates may change after account is opened. APYs vary by market. Fees may reduce earnings. One bonus offer per account per household. Not valid with any other offer.
  2. All owners on the savings accounts must also be listed together as owners on your checking account. For additional information on interest bonus requirements, please refer to the Relationship Savings product disclosures or contact your local banking center. Fifth Third Essential Checking requires monthly direct deposits totaling $500 or more to receive the Relationship Savings interest bonus.
  3. Loans subject to credit review and approval.
  4. When payments delivered electronically are set up by customer by 4pm. Payments cannot be delivered on non-business days.
  5. Subject to Internet Banking Terms and conditions.
  6. Mobile Internet data charges may apply as well as text messaging charges. Contact your mobile service provider for details.
  7. Fifth Third will look back 35 days from your statement cycle date to calculate your total direct deposits.
  8. To waive monthly service charges, only accounts with the same owners listed are included. To ensure your privacy all owners on a Fifth Third Essential account must also be listed as owners on other checking and savings accounts to qualify toward the $1,500 combined monthly average balance requirement.
  9. The discount will expire December 31 of the year the customer turns 23. If necessary, it can be extended for one year at a time upon verification of student status.
  10. To waive monthly service charges, only accounts with the same owners listed are included. To ensure your privacy all owners on a Fifth Third Essential checking account must also be listed as owners on other checking and savings accounts to qualify toward the $1,500 combined monthly average balance requirement.
  11. Fifth Third Identity Recovery Assistance is a service provided by Affinion Benefits Group, LLC in conjunction with Financial Services Association. The Fifth Third Identity Recovery Assistance benefits are provided to all members, along with all other benefits afforded as part of the program, through Financial Services Association (FSA or the "Association"). Upon enrollment in the program, you will automatically be admitted as a member of the Association. The Identity Theft Insurance is underwritten by insurance company subsidiaries or affiliates of Chartis Inc. (collectively, the "Company") under group policy # 7077733 for non-New York State Insureds and #1423212 for New York State Insureds. The Benefit Summary under the master policy issued by the Company with respect to such insurance will be available to you upon enrollment in the program. The summary of policy benefits, terms, conditions, exclusions, and limits of coverage set forth in the Benefit Summary are subject to the terms of the master policy. Availability of coverage is subject to underwriting qualifications and state laws and regulations. Coverage is subject to actual policy language. Should your checking account that offers the Fifth Third Identity Recovery Assistance for free be closed or changed to another account type where this is not included, your access to this benefit will be terminated. With Preferred Checking, this benefit is included in your complimentary Fifth Third Identity Alert program which requires enrollment.
  12. To waive monthly service charges, only accounts with the same owners listed are considered. To ensure your privacy all owners on a Fifth Third Established Checking account must also be listed together as owners on other accounts to count toward the $5,000 combined monthly average balance. Combined deposits and investments include any checking, savings, CDs, certain Investment Management, Custody, IRA, brokerage*, and annuity* accounts.
  13. All loans are subject to credit review and approval. All owners on a Fifth Third Established Account must also be listed as owners of the loan. Bond or lot loans and overdraft lines of credit are excluded.
  14. $500 monthly credit card spend is calculated by looking at all your Fifth Third Credit Card accounts and adding the total amount spent on any personal credit card statement(s) issued within the last 35 days. All owners of the Fifth Third Established checking account must also be owners or co-applicants or authorized users of the credit card. Lending subject to credit review and approval.
  15. This account earns interest. Please request a Rate Sheet for the interest rates and annual percentage yields. At the Bank's discretion, the Bank may change the interest rate and annual percentage yield at any time on your account. Your interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Interest on your account will be compounded continuously and credited monthly. The Bank uses the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the balance in your account each day. When your account is closed you will forfeit any accrued interest.
  16. All loans are subject to credit review and approval. Requires automatic monthly payment deduction made with Auto BillPayer from a Fifth Third checking or savings account. Bond or lot loans and overdraft lines of credit are excluded.
  17. To waive monthly service charges, only accounts with the same owners listed are considered. To ensure your privacy, all owners on the Fifth Third Enhanced checking account must also be listed together as owners on other accounts to count toward the $20,000 combined balance. Combined deposits and investments include any checking, savings, CDs, certain Investment Management, Custody, IRA, brokerage*, and annuity* accounts.
  18. The benefits in Fifth Third Identity Alert are provided by Fifth Third's vendor, Affinion Benefits Group. To find out more information on Fifth Third Identity Alert, please visit your local Fifth Third Banking Center or visit IdentityAlert.53.com.
  19. Daily monitoring will notify you of any new inquiries, certain derogatory information, accounts, public records, or change of address that have been added to your credit reports as reported by one of the major credit reporting agencies. If no information has been added or changed, then you will receive a quarterly notification stating that no information has changed within your credit file.
  20. A combined account balance is considered to be the sum of all checking, savings, money market deposit accounts, bank+ and brokerage* IRAs, certificates of deposit, investment management accounts, annuities*, and brokerage* balances. One of the Fifth Third Preferred Checking account owners must be listed as an owner of the other accounts to count toward the $100,000 combined balance.

    +Deposit and credit products provided by Fifth Third Bank, Member FDIC.

**Source: Federal Trade Commission (FTC) 2012

One of the Fifth Third Preferred Checking account owners must be listed as the primary owner on the other accounts to count towards the $100,000 combined balance.

Fees apply for some products and services in the Fifth Third Preferred Banking Program.

For more information on terms of membership, see the Preferred Banking Guidelines document.

*Fifth Third Bank provides access to investments and investment services through various subsidiaries, including Fifth Third Securities. Fifth Third Securities is the trade name used by Fifth Third Securities, Inc., member FINRA/SIPC, a registered broker-dealer and registered investment advisor registered with the U.S. Securities and Exchange Commission (SEC). Registration does not imply a certain level of skill or training. Securities and investments (including variable annuities) are offered through Fifth Third Securities, Inc., certain fiduciary – related investment services offered through Fifth Third Bank or its subsidiaries:

Are Not FDIC Insured Offer No Bank Guarantee May Lose Value
Are Not Insured by any Federal Government Agency Are Not A Deposit

Insurance products made available through Fifth Third Insurance Agency, Inc.

Please consult with a Fifth Third Insurance Professional.