Fifth Third Bank

We’ll pay you $150 to switch your checking to Fifth Third Bank.

A checking account with your name on it. And a cash bonus attached to it.

There's a Fifth Third checking account out there that fits your lifestyle perfectly – one loaded with benefits to make your banking experience even better.

And there's never been a better time than now! Open your checking account with a qualifying direct deposit and you'll get a $150 cash bonus1.

Pick your perfect checking account:

$150 doesn't come any easier. To get your cash bonus, just bring your postcard to the nearest Fifth Third Banking Center and open a new checking account with direct deposit1.


eAccess

Ideal if you do all of your banking online and never write checks. Also, if you make all of your payments in cash or with a card, and pay bills online.

There is no monthly service charge and no minimum monthly balance requirement. There is no check writing and no paper statements with this online banking account. All statements and account alerts are available online.

Benefits include:

  • Fifth Third Debit Card
  • Internet Banking and Online Bill Payment2
  • Mobile Banking and text alerts3

No monthly service charge or minimum balance requirements:

  • Requires monthly direct deposits

    totaling $500 or more4
  • No check writing
  • No paper statements

ESSENTIAL

This simple and straightforward checking option is for those who want just the basics in a checking account. It comes with all the essential features you need and all the access you want to make banking easy.

Benefits include:


No monthly service charge if:

  • You maintain $1,500 in total monthly average balance across your checking and savings accounts7
    -OR-
  • You are a current or former U.S. Military member with monthly deposits totaling $500 or more4
    -OR-
  • You are a student

Otherwise, it's $11 per month. If you are not a student or a member of the U.S. Military but have monthly direct deposits totaling $500 or more, the monthly service charge is reduced to $8 per month.4

ESTABLISHED

Designed to recognize customers who have established a deeper banking relationship, Fifth Third Established Checking rewards your customer loyalty with special benefits for keeping your loan and deposit accounts with us.

Benefits include:


No monthly service charge if:

  • You maintain $5,000 in total monthly average balance across your checking, savings and investment accounts9*
    -OR-
  • You have an existing Fifth Third personal mortgage, auto loan, or line of credit with an outstanding balance10
    -OR-
  • You spend at least $500 per month on a Fifth Third credit card11

Otherwise, it's $15 per month.

ENHANCED

Perfect checking account for those who prefer to receive investment services and strategies* from an investment professional, and to be rewarded for a deeper relationship with Fifth Third

Benefits include:


No monthly service charge if:

  • You achieve a monthly total balance of at least $20,000 across your checking, savings and investment accounts14*

Otherwise, it's $20 per month

PREFERRED

This high-yield checking account12 is part of our Preferred Program, which offers comprehensive financial solutions with dedicated, personalized service along with exclusive products, pricing, and rates.

The Preferred Checking account is a premier checking account designed to improve the return on your money compared to a traditional checking account. You will earn higher yield checking rates without having to move money from your checking to a savings account.

Benefits include:

  • Financial support and strategies from a dedicated Preferred Banker backed by a team of specialists
  • Complimentary non-Fifth Third ATM usage anywhere in the U.S. (limit 10 per month)
  • High-yield interest on your checking balances12
    View Rates
  • Complimentary Fifth Third Identity Alert15 with 24/7 credit monitoring16

No monthly service charge if:

  • You achieve a monthly total balance of at least $100,000 across your deposit and investment accounts17*

Otherwise, it's $25 per month.



Checking Account Pricing Information & Disclosures
  1. Checking account must be opened by the date listed on your postcard, remain open for 90 days, and an automatic direct deposit of $100 or more must be received within 60 days of account opening. Must present postcard at time of account opening to receive cash bonus. Direct deposit transactions are limited to: payroll, Social Security, pension, and government benefits. Business checking accounts are excluded from this offer. The cash bonus will be deposited into your checking account and available within 5 business days after receipt of the first automatic direct deposit of $100 or more. One offer per account per household. Not valid with any other offer. The $150 cash bonus offer is valid for any eligible interest bearing or non-interest bearing checking account. For information on interest and Annual Percentage Yield (APY) for Fifth Third Enhanced and Preferred checking accounts please view rates here. Interest rates are subject to change after account opening and may vary based on affiliate location. Fees may reduce earnings. $50 minimum deposit required to open all accounts.
  2. Subject to Internet Banking terms and conditions.
  3. Mobile Internet data charges may apply as well as text messaging charges. Contact your mobile service provider for details.
  4. Fifth Third will look back 35 days from your statement cycle date to calculate your total direct deposits.
  5. All owners on the savings accounts must also be listed as owners on your Fifth Third Essential, Established and/or Enhanced checking accounts.
  6. Fifth Third Essential Checking requires monthly direct deposits totaling $500 or more to receive the Relationship Savings Interest Bonus.
  7. To waive monthly service charges, only accounts with the same owners listed are included. To ensure your privacy all owners on a Fifth Third Essential checking account must also be listed as owners on other checking and savings accounts to qualify toward the $1,500 combined monthly average balance requirement.
  8. Fifth Third Identity Recovery Assistance is a service provided by Affinion Benefits Group, LLC in conjunction with Financial Services Association. The Fifth Third Identity Recovery Assistance benefits are provided to all members, along with all other benefits afforded as part of the program, through Financial Services Association (FSA or the "Association"). Upon enrollment in the program, you will automatically be admitted as a member of the Association. The Identity Theft Insurance is underwritten by insurance company subsidiaries or affiliates of Chartis Inc. (collectively, the "Company") under group policy # 7077733 for non-New York State Insureds and #1423212 for New York State Insureds. The Benefit Summary under the master policy issued by the Company with respect to such insurance will be available to you upon enrollment in the program. The summary of policy benefits, terms, conditions, exclusions, and limits of coverage set forth in the Benefit Summary are subject to the terms of the master policy. Availability of coverage is subject to underwriting qualifications and state laws and regulations. Coverage is subject to actual policy language. Should your checking account that offers the Fifth Third Identity Recovery Assistance for free be closed or changed to another account type where this is not included, your access to this benefit will be terminated.
  9. To waive monthly service charges, only accounts with the same owners listed are considered. To ensure your privacy all owners on a Fifth Third Established Checking account must also be listed as owners on other accounts to count toward the $5,000 combined monthly average balance. Combined deposits and investments include any checking, savings, CDs, brokerage*, annuity*, and personal trust accounts.
  10. All loans are subject to credit review and approval. All owners on a Fifth Third Established Account must also be listed as owners of the loan. Bond or lot loans and overdraft lines of credit are excluded.
  11. $500 monthly credit card spend is calculated by looking at all your Fifth Third Credit Card accounts and adding the total amount spent on any personal credit card statement(s) issued within the last 35 days. All owners of the Fifth Third Established checking account must also be owners or co-applicants or authorized users of the credit card. Lending subject to credit review and approval.
  12. This account earns interest. Please request a Rate Sheet for the interest rates and annual percentage yields. At the Bank's discretion, the Bank may change the interest rate and annual percentage yield at any time on your account. Your interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Interest on your account will be compounded continuously and credited monthly. The Bank uses the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the balance in your account each day. When your account is closed you will forfeit any accrued interest.
  13. All loans are subject to credit review and approval. Requires automatic monthly payment deduction made with Auto BillPayer from a Fifth Third checking or savings account. Bond or lot loans and overdraft lines of credit are excluded
  14. To waive monthly service charges, only accounts with the same owners listed are considered. To ensure your privacy, all owners on the Fifth Third Enhanced checking account must also be listed as owners on other accounts to count toward the $20,000 combined balance. Combined deposits and investments include any checking, savings, CDs, brokerage*, annuity*, and personal trust accounts.
  15. The benefits in Fifth Third Identity Alert are provided by Fifth Third's vendor, Affinion Benefits Group. To find out more information on Identity Alert, please visit your local Fifth Third Banking Center or visit IdentityAlert.53.com.
  16. Daily monitoring will notify you of any new inquiries, certain derogatory information, accounts, public records, or change of address that have been added to your credit reports as reported by one of the major credit reporting agencies. If no information has been added or changed, then you will receive a quarterly notification stating that no information has changed within your credit file.
  17. A combined account balance is considered to be the sum of all checking, savings, money market deposit accounts, bank+ and brokerage* IRAs, certificates of deposit, investment management accounts, annuities*, and brokerage* balances.

One of the Fifth Third Preferred Checking account owners must be listed as the primary owner on the other accounts to count towards the $100,000 combined balance.

Fees apply for some products and services in the Fifth Third Preferred Banking Program.

For more information on terms of membership, see the Preferred Banking Guidelines document.

*Investments, variable annuities and brokerage accounts are offered through Fifth Third Securities, a wholly owned subsidiary of Fifth Third Bank. Fixed annuities are offered through Fifth Third Insurance Agency Inc., a wholly owned subsidiary of Fifth Third Bank.

Fifth Third Bank provides access to investments and investment services through various subsidiaries, including Fifth Third Securities. Fifth Third Securities is the trade name used by Fifth Third Securities, Inc., member FINRA/SIPC, a registered broker-dealer and registered investment advisor registered with the U.S. Securities and Exchange Commission (SEC). Registration does not imply a certain level of skill or training. Securities and investments offered through Fifth Third Securities, Inc., and insurance products:

Are Not FDIC Insured Offer No Bank Guarantee May Lose Value
Are Not Insured by any Federal Government Agency Are Not A Deposit

Insurance products made available through Fifth Third Insurance Agency, Inc.