Fifth Third Better® means we put

166.7% into everything we do.

No hidden fees or gotchas

With Fifth Third Momentum® Checking,
there’s no monthly service fee, no
minimum deposit requirements
and no overdraft fees for your
first 90 days.1 That’s banking
that has your back.

Discover Fee-Free Checking

Protection for you and your money

Get complimentary SmartShield® Security6 to help keep your accounts and information safe 24/7, 365 with:

  • Threat blocking
  • Live support
  • Smart alerts
  • Credit monitoring

Free checking—for real!

Fifth Third Momentum® Checking gives you everything you need from a checking account such as:

  • Check writing
  • Online bill pay
  • Identity theft monitoring options9
  • Access to a nationwide network of no-fee ATMs3

All with no hidden fees and no minimum balance required!

Explore Fifth Third Momentum Checking

Faster access to your pay

It’s your money—get it up to 2 days sooner with Early Pay!4 All you need is direct deposit, which you can set up in a matter of minutes in our app. Early Pay even includes gig workers, tax refunds and government payments.

The benefits don't stop here!

Peace of mind

We’ve got your back whenever you need us. Simply log in to your account online or in the app to message with Jeanie® 24/7. Or, visit your local branch to speak with a banker.

MyAdvance®

Life doesn’t always wait for payday. Unexpected expenses happen. Get 24/7 access to cash advances on your next qualified direct deposit with an eligible Fifth Third checking account.8

Smart Savings

We’ll help you save smarter. Simply create the goal in your Fifth Third Momentum® Savings Account, and we’ll help you save small amounts of money automatically.7

Online and mobile banking

You’re always on-the-go, and you need a bank that can keep up. Our app lets you take care of pretty much any banking need with just a tap, and online banking is available anytime.5

Ready to open an account?