Loan Management - Credit Portal
Fifth Third offers online access to up-to-date Commercial Loan account information via the Fifth Third Direct Credit Portal.
The Credit Portal, within the Account Management module of Fifth Third Direct, offers a clear, visual view of your organization’s loan hierarchy, making it easy to understand how accounts are connected. It also provides tools to help you manage your credit relationships, including self-service for payments and advances for some loan types.
Access to your Commercial Loan accounts will transition to Fifth Third Direct, effective September 8, 2026.
Please note: There is no preview period for the Credit Portal. Changes made in Comerica Business Connect after August 7, 2026, will not be reflected in the transition to Fifth Third Direct and will need to be reentered on or after September 8.
Credit Portal
Loan account configuration
- Loan accounts can be either set up for sweep functionality or entitled for Credit Portal transactions but not both.
Balances
- Current balance will reflect prior day end-of-day balances updated with current day transactions initiated through the Credit Portal.
- Up to 6 months of balance history will be available in Fifth Third Direct.
Online functionality
- You will have a dynamic view of your total credit exposure, including balances and available credit across all accounts.
- The Credit Portal lets you complete a transaction in one step; the same user can create and approve transactions when single approval is enabled.
Statements
- Statement mailing preferences can be controlled in the Credit Portal.
- Credit Portal users will have access to the loan statements for the loans they are entitled to access.
- Up to 2 years of statements will be available.
Loan transactions
- Transactions on certain asset-based loans cannot be made through the Credit Portal.
- Recurring principal-only payments (paydowns) functionality is not available in the Credit Portal.
Alerts
- Expired commitment alerts will be sent 90, 60, and 30 days in advance.
- Re-pricing alerts will not be available. Re-pricing information can be requested through the Commercial Support Center (CSC) [link]
Account names
- Updating loan account names will not be available in the Credit Portal.
Limits
- Limits related to advances (number and dollar amount) may not transfer or may differ from your current settings. Be sure to review and update these limits as needed.
- Familiarize yourself with the statements and transaction history available in Fifth Third Direct.
- The most recent six months of loan account balance history will be migrated and accessible through Fifth Third Direct. If you wish to retain additional history, download it from Comerica Business Connect > Loan Management > Prior Day Balances by September 4. Select an account, choose the desired date range, and export the information to Excel or PDF. Repeat for each account.
- Loan transaction history in Comerica Business Connect will not be migrated to FTD. If you wish to retain this information, download the Loan Transaction History report from Comerica Business Connect > Loan Management by September 4 and export it to Excel or PDF.
- Review your loan advance limit settings following the September 8 transition and update as needed.
- Contact the Commercial Support Center (CSC) to request the next re-price date or to re-price a rate option loan.
- Make updates as needed to your internal processes to align with available loan payment options.
The resources below provide additional information to support your transition.
To review the Channel Service Schedule-Credit, which contains important terms and conditions governing the use of Credit Portal, please visit 53.com/CSSC.