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USDA Rural Development Home Loan

Are you looking for 100% financing?

A USDA Rural Development loan can help you purchase your dream home with little to no money down. The property must be in an eligible USDA Rural Development area and certain income qualifications apply. You may be pleasantly surprised to find out that eligible Rural areas can include subdivisions and properties in town.

Enter your dream property address in the USDA Rural development property eligibility website to see if the property is eligible for a USDA Rural development loan.

Key Benefits

  • Little to no down payment
  • 30 year Fixed rate


  • You want to purchase a home with a low or no down payment
  • You are looking to purchase a home in an eligible USDA Rural Development location
  • You earn a qualifying income
  • You want to refinance your existing loan for a lower rate

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For USDA specific information on both property and income eligibility for your area, please visit

The information contained is subject to change without notice. Mortgage loans subject to credit review and approval. Fifth Third Mortgage Company, 5001 Kingsley Drive, Cincinnati, OH 45227 an Illinois Residential Mortgage Licensee. Fifth Third Mortgage is the trade name used by the Fifth Third Mortgage Company (NLMS #134100) and Fifth Third Mortgage-MI, LLC (NMLS #447141). Fifth Third and Fifth Third Bank are registered service marks of the Fifth Third Bancorp.