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Home Possible® Mortgage

If you're currently a little low on savings, your dream of becoming a homeowner can still come true with Fifth Third.

Home Possible Mortgages offer outstanding flexibility and options to meet the home financing needs of those with low down payments, including first-time homebuyers, move-up borrowers, retirees, families in underserved areas, and low- to moderate-income borrowers.

Key Benefits

  • Stable monthly mortgage payments
  • Fixed Rates available
  • Reduced mortgage insurance coverage levels
  • Refinancing Option Available no cash-out allowed
  • You have limited funds for a down payment


  • Your income is at or below the median household income in your area
  • You're purchasing property in an underserved area

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Borrowers income must be at or below 100% of the annual HUD Area Median Income (AMI) for the property location. No income limits apply if the property is located in an underserved area AMI, High Cost and Underserved Areas can be determined with Freddie's Affordable Income and Property Eligibility Tool.

First Time home buyers are required to complete Homeownership education. Contact your Mortgage Loan Originator for more details.

The information contained is subject to change without notice. Mortgage loans subject to credit review and approval. Fifth Third Mortgage Company, 5001 Kingsley Drive, Cincinnati, OH 45227 an Illinois Residential Mortgage Licensee. Fifth Third Mortgage is the trade name used by the Fifth Third Mortgage Company (NLMS #134100) and Fifth Third Mortgage-MI, LLC (NMLS #447141). Fifth Third and Fifth Third Bank are registered service marks of the Fifth Third Bancorp.

Home Possible® is a registered trademark of Freddie Mac.