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Construction Loan

If you're looking to build your home, we'll help you lay the strongest financial foundation possible.

A Construction Loan, also known as a residential construction loan, is a mortgage loan that funds the building of a new home or residence. The construction loan is closed for the total loan amount, and the funds are paid out over a period of time as the home or residence is completed.

Key Benefits

  • Available for the construction of your primary residence
  • Fixed rate and ARM loans available*
  • Conforming and Jumbo Loan amounts available
  • One-time closing fee with only one set of closing costs
  • Interest-only payments during construction*

Considerations

  • You're planning to build a new home or residence


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Disclosures

*After the initial fixed-rate period, your interest rate can increase or decrease annually. Therefore, it is possible the monthly payment can increase substantially over the remaining term of the loan.

The information contained is subject to change without notice. Mortgage loans subject to credit review and approval. Fifth Third Mortgage Company, 5001 Kingsley Drive, Cincinnati, OH 45227 an Illinois Residential Mortgage Licensee. Fifth Third Mortgage is the trade name used by the Fifth Third Mortgage Company (NLMS #134100) and Fifth Third Mortgage-MI, LLC (NMLS #447141). Fifth Third and Fifth Third Bank are registered service marks of the Fifth Third Bancorp.