With us, you've gotExtra Time®
Because a little breathing room with overdraft coverage can make a big difference.
Overdrawn? Don’t stress. You’ve got Extra Time.
Mistakes can happen with checking account overdrafts. We understand. So, if you accidentally spend more than what’s in your Fifth Third Momentum® Checking Account, don’t fret. You’ve got Extra Time to make a deposit and avoid paying an overdraft fee1—all while still enjoying your free checking account.
Extra Time doesn't apply to checks or deposits that are returned unpaid.
Here’s how it works:
1 Enroll in Account Alerts2
That way if you’re overdrawn, we can alert you, and you can jump into action.
2 Make a Deposit
Any time before midnight ET on the business day after your account was overdrawn. Make sure your deposit is enough to bring your account balance up to at least $0.
3 Breathe Easy
No fee, no stress. Just your day, made better.
Stay covered with Overdraft Protection.
Make sure money's in the right place at the right time. With Overdraft Protection, your available funds will be moved from one of your other Fifth Third accounts to help you avoid an overdraft. Plus, you won't pay a transfer fee when you have free checking benefits from Fifth Third Momentum® Checking. We don't charge you to use your own money.