TRIO® Credit Card

2 Easy Ways to Open an Account:

Unlimited cash back, endless rewards.

Within Fifth Third’s personal credit card options, the TRIO® Credit Card allows you to earn rewards when you shop, eat and spend on everyday purchases. Available exclusively for Fifth Third customers with an eligible checking or savings account.

With this cash back credit card, you can earn:

  • 3% cash back rewards at restaurants*
  • 2% cash back rewards on gas and at grocery and drug stores*
    • *up to $1,500 spend per quarter in these combined purchase categories2,3
  • 1% unlimited cash back rewards on all other purchases2,3

TRIO Rewards Card

TRIO® Card Benefits:

  • New Cardholders - earn a $100 Bonus! Open a new account and get a $100 cash back bonus by spending $1,000 within 90 days of opening your account.1,3
  • Low 0% introductory APR on Balance Transfers for your first 12 billing cycles after the account is opened. After that, your variable APR will be 13.99% to 22.99%.4
  • Save time at checkout! Upload your card to any one of our three digital wallet solutions.
  • No international transaction fees on credit purchases.4
  • Cell Phone Protection5
  • $0 Annual Fee4

Calculate Cash Back with TRIO®!

See how easy it is to earn cash back on purchases.  Input your expenses into our cash back calculator and get an estimate of how much you could earn.


Redeem Cash Back Rewards

Login to our redemption website to cash in on your cash back. You can redeem your points for cash back and other great rewards like gift cards, merchandise, and more!3

Shop Worry Free

Shop Worry-Free

  • ShopRunner5: Get free 2-day shipping and return shipping when you shop at 140+ stores online, select ShopRunner at checkout, and pay with your card. 
  • Zero Liability®6:Get protection from unauthorized purchases on your account.
  • Mastercard ID Theft Protection5: If someone steals your identity, you’ll get resolution service assistance to help restore you to the good standing that you had prior to the violation.
Enhance Your Travel Plans

Enhance Your Travel Plans

  • Mastercard Travel ServicesTM5: Call to connect with a dedicated personal travel advisor 24/7 to help you plan an amazing travel experience.
  • onefinestay5: Get a 10% discount at 2,500+ vacation homes worldwide with hotel-like amenities and concierge access. Use promo code MC10. 
  • Mastercard Priceless® Cities, Mastercard Global Service , MasterRental® Insurance and TPC Private Club Access also included. 5

2 Easy Ways to Open an Account: