Free Checking AccountFifth Third Momentum® Checking
Get a free, no minimum balance checking account that gets you. Fifth Third Momentum® Checking lets you live your life, while getting more from it, every day.
Checking for Everyday Life
Free Checking—For Real!
Get more from your checking account. Fifth Third Momentum® Checking gives you what you need from a checking account and a whole lot more. The best part? It’s free.
You’ve Built It, We’ll Protect It
We work hard to keep your personal information safe with threat blocking, live support, smart alerts, and trends & monitoring.
Bank Wherever You Go
With online and mobile banking, you can open an account and manage your day-to-day banking needs while on the go.
Making Life Better, Every Day
Fifth Third Momentum® Banking makes your everyday better with a nationwide network of no-fee ATMs5, contactless pay and money when you need it.
Fast and FREE early tax refund!
Don’t pay to get your tax refund early. With a Fifth Third Momentum® Checking Account and Early Pay, you can get your refund up to 5 days sooner—for FREE.2
Save 10% on TurboTax®7
Here's one more perk of being a Fifth Third customer: access to an 10% discount on TurboTax.
Get Special Perks with Fifth Third Momentum Banking®!
Extra Time to help avoid overdraft fees2
Get paid up to 2 days early for free
with Early Pay
24/7 access to cash advances
with MyAdvance®4
Benefits You Can Bank On
Fifth Third Momentum® Checking comes with all the banking services you rely on to make your life easier every day:
- No hidden fees, no minimum balance5
- A contactless debit card
- Fraud protection6
- 1,000+ financial centers
- Help from local bankers
Get Started Today!
Access a nationwide network of no-fee ATMs5
With us, you don't have to pay money to get your money. Our nationwide network of fee-free partner ATMs means free and easy access to your cash is always just around the corner.
Benefits of ATMs:
- Withdraw or deposit whenever you want
- Faster and easier than going in the bank
- PIN required, to keep your money safe

Fifth Third Momentum® Checking Account FAQs.
Thinking about opening a free checking account? Here are answers to frequently asked questions.
Additional Resources
6 Benefits of Having a Checking Account
Checking accounts allow you to conduct many types of everyday transactions, both in person and online. Using your checking account, you can deposit money, transfer funds to other accounts (both yours or other people’s), withdraw cash, and write checks.
Questions to Ask When Opening a Checking Account
Here are questions to ask your banking representative about checking account fees, minimum balance, and mobile apps.