Fifth Third Free Checking plus Extra Time®

No monthly service charge. Period.

  • No minimum balance required
  • No minimum deposit to open your account1
  • NEW - Fifth Third Extra Time® gives you more time to make a deposit and avoid overdraft fees (anytime before midnight ET the next business day)2
  • No Overdraft Protection Transfer Fee3

Key Benefits of Free Checking:

  • Fifth Third debit card
  • Mobile Banking, Mobile Deposit, and Alerts4
  • Access to more than 50,000 fee-free partner ATMs5
  • This account is currently only available in select markets.

Just part of what we do for you

It's important to understand your Overdraft Coverage options1. Overdraft coverage is a part of our checking account relationship with you2. If you don't have sufficient funds in your account, it may pay for your Checks, ACH and Bill Payment transactions2. Watch this video to see how Overdraft Coverage works. It can help you decide which option works best for you.

We offer you peace of mind

We know there may be times when the funds in your checking account aren’t enough to cover your purchases and payments. With Extra Time®, we give you additional time to make a deposit and avoid paying Overdraft Fees. Watch this video to see how Extra Time® can work for you.

Tap to pay and get on with your day.

Now you can make fast, secure and easy payments in seconds for convenient checkout.

Contactless Debit Card

Contactless Debit Card Benefits:

  • Hover or tap your contactless card at point of sale terminals where you see a contactless symbol for fast, easy, on-the-go payments
  • Allow yourself to make payments conveniently and get on to what matters most
  • Easily track purchases with our Mobile App or Online Banking
  • Get cash at more than 50,000 fee-free ATMs5
  • Eligible for cash back rewards with Prewards®6
  • $0 Annual Fee7

Online Banking and Online Bill Pay

  • Fast, free and secure
  • View all your Fifth Third Bank accounts in one place, any time
  • Online and mobile statements available

Learn more about Online Banking and Online Bill Pay

Smiling man and woman looking at computer monitor.

access to more than 50,000 fee free atm's

Access to more than 50,000 fee-free ATMs5

  • Withdraw or deposit whenever you want
  • Faster and easier than going in the bank
  • PIN required, to keep your money safe

Find a Branch

Exclusive Prices on Identity Theft Protection8

Fifth Third checking account customers get exclusive pricing on Fifth Third Identity Alert® and Identity Alert Premium®

View Identity Theft Protection options

exclustive prices on indentity theft protection

Momentum App screenshot on phone

A NEW way to help pay down your student loans!

Fifth Third Momentum® app automatically rounds up your debit card purchases and applies that amount to your student loan balance. Use the app to make small payments now which can help make a BIG impact. Connect the app to your free checking account and get a jumpstart on paying off your student loans.

  • Easily sign up and make payments
  • Help reduce stress related to student loan debt
  • Save on interest
  • Pay down student loans faster!

Download the Fifth Third Bank App now:

Google PlayApple Store