Secured Card

Take control of your credit.  

Use your Secured Credit Card responsibly to help build, or rebuild, your credit history. If you are new to credit cards or are trying to take the right steps for credit building or rebuilding, this is the place to start.

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Secured Credit Card Benefits:

  • Build your credit history—important account information is shared with the three major credit bureaus
  • Feel safe about building credit without being tempted beyond your means.  Start by placing a $300 refundable deposit into a new Fifth Third Relationship Savings Account to secure your card.1 This deposit will fund your account and your credit limit will be tied to it.
  • 25.49% Annual Percentage Rate (APR) on Purchases and Balance Transfers.2
  • $24 Annual Fee2
  • Achieve more with responsible card usage you can be considered for future credit line increases or be eligible for an upgrade to an unsecured credit card
  • Get the same conveniences offered by a traditional credit card

Why is good credit important?

Credit, when used responsibly, can be a real difference-maker. It can help enhance your credit report, make you eligible for higher credit lines and improve your chances of acquiring future loans. With responsible use, you can be considered for future credit line increases or an upgrade to an unsecured credit card.

Responsible credit use includes activities like paying your bill on time, paying the minimum amount due (or more, if possible), and not exceeding your credit limit. For more credit building tips, click here.

Frequently Asked Questions about Secured Credit Cards