Why is good credit important?
Credit, when used responsibly, can be a real difference-maker. It can help enhance your credit report, make you eligible for higher credit lines and improve your chances of acquiring future loans. With responsible use, you can be considered for future credit line increases or an upgrade to an unsecured credit card.
Responsible credit use includes activities like paying your bill on time, paying the minimum amount due (or more, if possible), and not exceeding your credit limit. For more credit building tips, click here.