Introducing Our Chip Card
Chip cards are payment cards (credit and debit) that have an embedded microchip on the front and a magnetic stripe on the back. Chip cards offer advanced security when making in-store purchases at chip terminals—giving you greater fraud protection than ever before.
Chip Card Security Advantages
Greater Fraud Protection for In-Store Purchases
Chip cards offer advanced security for in-store purchases by making every transaction unique, which makes it more difficult to counterfeit or copy. If the card data and one-time code are stolen, that information cannot be used to commit fraud or create counterfeit cards.
As always, you will not be held liable for unauthorized purchases on your card. You are protected if your credit or debit card is lost, stolen or fraudulently used, online or offline.
How To Pay With Your Chip Card
If the terminal is chip enabled, it will prompt you to insert it (instead of swiping). Follow these three simple steps:
- Insert your card with the chip toward the terminal, facing up. Do NOT REMOVE until prompted.
- Provide your signature or PIN as prompted by the terminal. (Some won't require either).
- Once the terminal says the transaction is complete, remove your card.
At non-chip terminals, simply swipe the card as you normally would.