Business Line of Credit by Fifth Third Bank

Fifth Third Business Line of Credit

Get the funds to get things done

A Fifth Third Business Line of Credit can help your business increase revenues and expand profits by providing the financial flexibility to cover gaps in business cash cycles. We offer two types of business lines of credit.

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You can use business lines of credit to:

  • Manage day-to-day business needs
  • Access funds to meet short-term working capital needs, such as inventory purchases, future project costs, or company payroll
  • Take advantage of immediate business opportunities
  • Pay for equipment repair and upgrade
  • Meet seasonal business needs—cover overhead, meet payroll, maintain normal business activities
  • Finance initiatives or marketing campaigns to attract new customers and generate additional revenue through expanded business or sales


Unsecured line of credit1

  • Provides access to funds via check, Financial Center or online
  • Access up to $100,000 in less than five days
  • No collateral necessary for approval

Secured line of credit1

  • Requires a business to pledge short-term assets as collateral to secure the loan, such as accounts receivable and inventory
  • Since secured lines of credit are secured against business assets, they result in higher borrowing amounts over $100,000
  • Provides access to funds via check, Financial Center or online

Note: Secured line of credit also available at competitive interest rates. Pay no interest until you draw money from the line.